1. Contact the loan platform: First, you need to contact the loan platform to express your willingness to apply for extension.

2. Provide relevant information: When communicating with the loan platform, prepare relevant personal identity information, loan contract and other documents, and submit these materials according to the requirements of the platform.

3. Explain the reasons and apply: Be sure to fully communicate with the loan platform, explain to them the reasons why they can't repay on time, and clearly apply for extension and extend the repayment period.

4. Comply with the platform regulations: According to the requirements of the loan platform, it may be necessary to fill in an extension application form or follow other specific procedures. Please read and understand the application guide provided by the platform carefully.

5. Waiting for the approval result: Once you submit the extension application, they will inform you whether the extension application is approved or not after reviewing and evaluating it on the platform.

Summary:

The key to applying for overdue extension of online loan is to establish effective communication with the loan platform and provide necessary information according to its requirements. Clearly explain the reasons why the repayment cannot be made on time, clearly express the willingness to apply for extension, and follow the procedures stipulated by the platform. Finally, you need to wait for the platform approval results.

Extended data:

Extension refers to a way for the borrower to apply for extending the repayment period after the loan contract expires. By extension, the borrower can get more time to repay the arrears and avoid the penalty interest or credit loss caused by overdue. Extension usually needs to communicate with the loan platform to provide relevant information, and then the platform will decide whether to agree to the extension application according to the borrower's situation. Different loan platforms may have different requirements and conditions for extension, so you should read and abide by the platform regulations carefully before applying for extension. The extension is an expedient measure, and ultimately the borrower still needs to fully repay the debt according to the new repayment date.