After the bankruptcy of the loan company, the user's house is still mortgaged in the loan company. At this time, we should take the initiative to contact the loan company and cancel the mortgage relationship after the loan is settled. If you can't contact the loan company, you can let the court decide that the loan company is in breach of contract through prosecution, so as to cancel the loan contract and let the user cancel the mortgage relationship of the property.

Legal basis: According to Article 667 of the Civil Law of People's Republic of China (PRC), a loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

According to Article 668 of the Civil Law of People's Republic of China (PRC), a loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.