Of course.
Hong Kong, Macao and Taiwan residents are restricted from buying a residential property in Shenzhen as a family unit and cannot buy commercial property. Hong Kong and Macao residents are required to provide the Pass for Hong Kong and Macao Residents to and from the Mainland and the Identity Card for Hong Kong and Macao Residents; Taiwan Province residents are required to provide mainland travel permit for taiwan residents.
Foreigners must live in Shenzhen for one year before they can buy a set of self-occupied residential property, that is, they can only buy self-occupied commercial housing and cannot buy commercial real estate;
Foreigners' passports (those who need to work in Shenzhen and live for more than 1 year, that is, passports must have entry records one year ago), employment certificates issued by the Labor Bureau, and labor contracts signed by companies registered with the Labor Bureau.
Overseas Chinese can only buy a residential property for self-occupation, and must provide a passport and a certificate from the Overseas Chinese Affairs Office of the Shenzhen Municipal People's Government.
I hope my reply can help you. If you have more questions, please dial 400. I wish you a happy life.
Shenzhen housing purchase policy?
Hello, Shenzhen is a family unit. No room, no mortgage record. 30% down payment, 50% of the mortgage has been settled, and 1 has an outstanding down payment of 50%, and there are more than two outstanding mortgages. Stop lending.
Suite 1, no mortgage record, 70% down payment.
Suite 1, the mortgage has been settled, and the down payment is 70%.
1 suite, and 1 mortgage not invited, 70%.
Suite 1, two or more mortgages have not been paid off, so the loan is stopped.
2 sets or more are prohibited from buying a house.
The above are the criteria for families to buy a house in Shenzhen. I hope I can help you.
Can a Hong Kong hukou buy a house in Shenzhen?
Let me first talk about the policy of Hong Kong, Macao and Taiwan people buying houses in Shenzhen:
First, Hong Kong, Macao and Taiwan, foreigners in Shenzhen housing policy
1, Hong Kong, Macao and Taiwan, and foreigners' eligibility to purchase houses in Shenzhen:
(1) Overseas people such as Hong Kong, Macao and Taiwan do not need social security to buy a house in Shenzhen. As long as there is no room in Shenzhen, you can buy a house, and you are not allowed to buy a commercial house in the mainland (the spouse is a deep household, subject to the deep household)
(2) It is forbidden for foreigners (i.e. foreigners) to buy houses in Shenzhen (there must be a labor contract, employment certificate or overseas Chinese certificate for more than one year), and it is not allowed to buy commercial houses in the Mainland (the spouse is a deep household, subject to the deep household).
2, Hong Kong, Macao and Taiwan, foreigners in Shenzhen mortgage loan conditions:
① There is no loan record in China, with a down payment of 30% and the first interest rate.
② There is a loan record that has settled 50% down payment, and the interest rate is the first set.
3 If the mortgage is not settled, you will not get the loan.
3, Hong Kong, Macao and Taiwan, foreigners in Shenzhen housing loans required information:
① Hong Kong, Macao and Taiwan: ID card, home visit permit, bank account, income certificate, marriage certificate,
Passport, bank account, income certificate, labor contract for more than one year, employment certificate or overseas Chinese card.
How do foreigners borrow money to buy a house in Shenzhen?
Foreigners who want to borrow money to buy a house in Shenzhen can apply as long as they meet the following conditions:
1, at least 18 years old, with full capacity for civil conduct;
2. Have a certain source of income and the ability to repay in full and on time; 3. Have a good credit record;
4. A certain proportion of down payment (at least 30% for the first home loan and at least 70% for the second home loan);
5. Can provide a house purchase contract or agreement;
6. Other materials required by the lending bank.
However, different banks have slightly different loan requirements for borrowers. It is best for borrowers to clearly understand the loan requirements and prepare loan procedures in advance in order to get loans smoothly.
This is the end of the loan for foreigners to buy a house in Shenzhen and the conditions for foreigners to buy a house in Shenzhen. I wonder if you have found the information you need?