Charge a handling fee of 0.5% of the appraisal amount! I don't know about other counties! I only know that our charging standard in Yiyuan County is like this!

Two. What is the charging standard of loan evaluation fee in Zibo?

1. How to calculate the bank loan evaluation fee?

The assessment fee standard adopts progressive charging rate:

1. If the total house price is less than 1 ten thousand yuan (including 1 ten thousand yuan), it will be charged at 0.42% of the total appraised price;

2 1 10,000 yuan to 5 million yuan (including 5 million yuan), the progressive billing rate is 0.3%;

0. 12% of the total evaluation price ranges from 35 million yuan to 20 million yuan;

42 million yuan to 50 million yuan (inclusive), accounting for 0.06% of the total evaluation price;

If the amount exceeds 55,000 yuan, 0.0 12% of the total evaluation price will be charged.

Three. What is the charging standard of loan evaluation fee?

The loan evaluation fee is generally standard. If the total price is less than 6,543.8+0,000 yuan (including 6,543.8+0,000 yuan), 0.42% of the total evaluation price will be charged. The progressive billing rate from 6,543,800 yuan to 5 million yuan (including 5 million yuan) is 0.3%; 0.12% of the estimated total price of 5 million yuan; 20 million yuan to 5,000 yuan is 0.06% of the total evaluation price; 0.0 12% of the total evaluation price will be charged if it exceeds 50 million yuan. What is the policy that the lender can consult?

The loan company is a limited liability company fully funded by domestic commercial banks or rural cooperative banks.

Enterprise loans can be divided into: working capital loans, fixed capital loans, stocks, foreign exchange, unit time deposit certificates, gold, syndicated loans, bank acceptance bills, bank acceptance bills discount, commercial acceptance bills discount, interest-bearing bills discounted by buyers or agreements, domestic recourse factoring, and export tax rebate account custody loans.

Its advantages are as follows:

1. Due to the high marketing cost of banks and the difficulty in accepting small loans, small enterprises turn to financing institutions such as loan guarantee institutions for help when they have financing needs. The cost of selecting customers by loan guarantee institutions is relatively low, and the ratio of selecting high-quality projects to recommend to cooperative banks will reduce the marketing cost of banks.

2. In terms of risk control of loans, an important reason is that the management cost of such loans is high, but the benefits are not obvious. For this kind of loans, loan guarantee institutions can optimize the management process to form personalized management costs for post-loan management of small loans, so as to avoid worries of banks.

The advantage of the guarantee institution is that the direct loan project is risky, the collateral disposal often takes a long period, the litigation cost is high and the liquidity is not good. The guarantee institutions have solved the problem that banks are difficult to handle. Some loan guarantee institutions will compensate in three days (loans overdue), and the non-performing loans of banks will be eliminated in time. Then the loan guarantee institutions will resolve the risks through their more flexible disposal methods than banks.

4. The timeliness of the loan company is fast. The inherent loan methods and processes of banks are easy to cause small and medium-sized loan guarantees; The guarantee company just reflects the flexibility of designing special financing schemes for different enterprises.

Furthermore, the credit given by the loan company on the basis of mortgage greatly exceeds the value of the mortgaged assets.

For the capital of China. Many investment guarantee companies have gained the full trust of banks in the standardized and efficient operation of post-loan management and loan risk resolution. Some cooperative banks outsource post-loan collection and loan asset disposal to guarantee companies, and the cooperation effect between the two parties is good.

4. What is the standard of loan evaluation fee?

The loan evaluation fee is generally standard. If the total price is less than 6,543.8+0,000 yuan (including 6,543.8+0,000 yuan), 0.42% of the total evaluation price will be charged. The progressive billing rate from 6,543,800 yuan to 5 million yuan (including 5 million yuan) is 0.3%; 0.12% of the total appraisal price from 5 million yuan to 20 million yuan; 0.06% of the total evaluation price from 20 million yuan to 50 million yuan (including 50 million yuan); 0.0 12% of the total evaluation price will be charged if it exceeds 50 million yuan. Lenders can consult specific lending institutions to see what the specific policies are. The loan company is a limited liability company fully funded by domestic commercial banks or rural cooperative banks. Corporate loans can be divided into: working capital loans, fixed assets loans, credit loans, secured loans, stocks, foreign exchange, corporate certificates of deposit, gold, syndicated loans, bank acceptance bills, discount of bank acceptance bills, discount of commercial acceptance bills, discount of interest-bearing bills by buyers or agreements, domestic recourse factoring, and export tax rebate account custody loans. The advantages are as follows: 1. Due to the high marketing cost of banks, it is difficult for small enterprises to apply for loans directly from banks, which leads to small enterprises having to seek help from financing institutions such as loan guarantee institutions when they have financing needs. The cost for loan guarantee institutions to select customers is relatively low, so choosing high-quality projects to recommend to cooperative banks will improve the success rate of financing and reduce the marketing cost of banks. 2. In terms of risk control of loans, banks are reluctant to put it on the Internet. One of the important reasons is that the management cost of such loans is high, but the income is not obvious. For this kind of loans, loan guarantee institutions can share the management cost of banks by optimizing the management process, eliminate the worries of banks, and form personalized service for post-loan management of microfinance. 3. After the risk is released, the advantages of loan guarantee institutions are irreplaceable. The project of bank direct loan is risky, and the disposal of collateral often takes a long time, with high litigation cost and poor liquidity. The cash compensation of guarantee institutions has greatly solved the problems that banks are difficult to deal with. Some loan guarantee institutions can compensate after loans overdue 1 month (or even three days of investment guarantee), and the bank's non-performing loans will be eliminated in time, and then the loan guarantee institutions will resolve the risks through their more flexible handling methods compared with banks. 4. The timeliness of the loan company is fast. The bank's inherent loan model and process are easy to cause a lot of time waste for SME owners, and the efficiency is difficult to guarantee; The guarantee company just embodies the flexible and changeable mode of designing special financing schemes for different enterprises. Furthermore, the credit given by the loan company on the basis of mortgage greatly exceeds the value of the mortgaged assets. Provide more demand funds for SMEs. Many investment guarantee companies have gained the full trust of banks in the standardized and efficient operation of post-loan management and loan risk resolution. Some cooperative banks outsource post-loan collection and loan asset disposal to guarantee companies, and the cooperation effect between the two parties is good.