9,00 after tax, 3,000 after deducting your housing loan, it’s almost 6,00.

Based on your income, the corresponding living standard should not be too low. Therefore, it is estimated that your normal monthly expenses for a person should be around 3,000. Considering that some special circumstances may require money, the expenses that may exist in the future for repaying car loans and maintaining a car should be controlled within 2,000. If you still have a deposit of 15W, I personally suggest you consider buying a car within 20W.

If you are a single woman at this price, I suggest you consider buying a 15 model 1.2T mini or a 15 model 1.2T Beetle.

The down payment is 15W, and the loan for three years is about 1,500 per month. The pressure is a little bit greater, so the control of your funds will be stricter. If you can borrow for five years, the monthly loan will only be more than 900, which is enough. It’s easier

If you are not prepared to take out a loan and you have a deposit of 15W, to be honest, I don’t have any good car recommendations suitable for women, but I will just mention a few that are relatively suitable for girls to drive: Skoda Fabia, Volkswagen POLO, Volkswagen Golf, hatchback version of Ford Fiesta

Most of the models I recommend are hatchbacks or compact cars. I personally think they are more suitable for girls to drive~~~< /p>

PS: Don’t ask me why I don’t recommend Japanese and Korean cars. I personally don’t like Japanese and Korean cars~~~~So if you want to buy Japanese and Korean cars, I really don’t know what to recommend~~~~

I just saw your question. To be honest, I don’t know much about loans. If it is a commercial loan and you can use the provident fund to help repay part of it, if you buy the Mini or Beetle I mentioned above, half of the down payment will be 10W. , based on three years, the monthly repayment would be a little over 3,000, so your actual monthly repayment is less than 2,000. According to your description, after excluding the mortgage loan, you can still have a balance of about 5K a month (what a diligent and thrifty little girl~~ ~If I were not married, I would definitely consider pursuing you, haha~~~~) Then I think the loan repayment amount should be affordable.

Of course these are just some of my personal opinions. As a man, I pay more attention to the handling and appearance of the car and the status improvement a good car brings to you in this impetuous society, so I recommend these cars to you. However, some people will consider that if they are purely traveling, they can just buy a domestic car worth tens of thousands. I also agree with this opinion. It’s up to you to think about it~~~