Nowadays, the high housing prices make many people just want to stop. Nowadays, many people need to buy a house, but they can't afford to buy it in full, so people choose housing loans to buy a house. Because different regions have different loan policies, it is necessary to understand the local real estate policy, because only in this way can we arrange the funds on hand reasonably and spend them correctly. If you plan to buy a house in Dingxi, how much is the down payment for a house of 2 million yuan? How much is the monthly payment? Let me show you the relevant information below!

if you buy the first home, the down payment ratio of the commercial loan shall not be less than 3% of the total house price, that is, 2,, * 3% = 1,4, yuan, and the maximum loan period is 3 years; For provident fund loans, the loan ratio can reach 8%, the maximum loan amount is 6, yuan, and the maximum loan period is 3 years.

if it is a second suite, it shall not be less than 5% of the appraised house price, that is to say, to buy a house with a total house price of 2,, yuan, the down payment needs 2,, * 5% = 1,, yuan; If the provident fund loans the second suite, the maximum loan amount is 6,.

With regard to the down payment and monthly payment for buying a house in Dingxi, if you plan to buy a house with 2 million yuan in Dingxi, you should make full financial preparations. The down payment is not a small expense, and the monthly payment should be calculated well. Will it affect your quality of life in the next few years or even decades? The above is the content of Dingxi housing loan I provided for you, hoping to help you!