Personally, as a bank, whether it is state-owned, city commercial banks or private banks, it is not so easy to fail.
Jinzhou Bank, the former contractor bank, reflected a sharp rise in debt, so the state also intervened in custody and the state-owned banks took over. This also shows that the country's financial policy will not allow a bank to close down easily, because if a bank closes down easily, it will inevitably cause a chain reaction of non-state-owned banks, and will also cause panic among residents, so that private banks may have a run tide, which will have an impact on the financial order of the whole country. Therefore, any bank will still be managed by the state. The problem is how to manage it, and each has its own principles and policies. I won't elaborate here.
I hope you don't use rumors. Generally speaking, state-owned banks are certainly more risk-resistant and safer, but private banks have high interest rates, so many people are willing to put their deposits in private banks. If you feel unsafe here, you can deposit it in a private bank, not exceeding 500 thousand. Remember not to buy wealth management products, but to deposit. In this way, you will be safe and the corresponding interest rate will be guaranteed.
Two. Non-performing loan ratio of China Industrial and Commercial Bank
You can apply at the local bank.
Application conditions:
1, Chinese mainland residents aged 18;
2. Have a stable address and work or business place;
3. Have a stable source of income;
4. Without a bad credit record, the loan cannot be used for stock trading or gambling.
5. Other conditions required by the bank.
Processing flow:
1. Submit an application to a local bank or lending institution;
2. Prepare various materials required for the loan;
3. Face-to-face signing of banks or lending institutions;
4. The bank examines the qualifications of the lender;
5. Approved and successful loans.
3. Is China Industrial and Commercial Bank Jiangxi Branch difficult to enter?
It is not easy to enter, and it needs to go through layers of selection and continuous elimination before it can finally enter.
China Industrial and Commercial Bank, basic salary, welfare, subsidy, performance bonus. For basic salary part, position and grade. The welfare part mainly includes five insurances and one gold, as well as various subsidies for housing reserves, including housing subsidies, transportation subsidies and meal supplements. In addition, some areas also
Jiangxi Branch of China Industrial and Commercial Bank is a first-class branch of China Industrial and Commercial Bank, and it is a state-controlled commercial bank with strong strength, excellent service, outstanding reputation and first-class electronic level. Under the jurisdiction of 1 1 secondary branches and 4 14 business outlets, employees will provide comprehensive, high-quality and efficient financial services for all walks of life.
4. How many non-performing loans does China Industrial and Commercial Bank Dalian Branch have?
Bank loans involve many different industries or individuals. Not every enterprise or individual can repay the loan in time, which leads to a large number of non-performing loans. However, this is an internal problem of the bank, so the Dalian branch of ICBC will also have non-performing loans, which is only known internally.