Answer you in the affirmative: it won't have any influence or trouble on you.

All you have is a pre-loan investigation by the bank. Your colleague should not apply for a loan in a regular bank, but in a microfinance company. This kind of small loan company usually conducts pre-loan investigation through various telephone numbers reserved by the applicant, such as immediate family members, colleagues and friends. This has no effect on you.

You can remember that unless you are a guarantor, your colleagues will ask you to pay back the money after they can't afford it.

However, to become a guarantor, you must personally sign and sign a formal guarantee contract before it can take effect.

So, you don't have to worry about this situation at all. This is because your colleagues trusted you and wrote your number on the application form.

I hope my answer is helpful to you.

Second, the mobile loan app applies for a loan. Will you call home and company to verify?

Spread out completely

Not until it's overdue. If it is overdue, it will definitely explode your address book, and there will be phone harassment for family and company to receive.

3. Who knows how to inquire about the housing accumulation fund in Luoyang?

How to inquire about the balance of housing provident fund The statement of housing provident fund is an effective certificate for employees to pay housing provident fund, which records the balance of housing provident fund. Looking at the statement, employees can know the amount of housing provident fund they own. The current situation is that the provident fund is only paid to the bill, and many people don't know how much they have. Do you know how much provident fund you have paid? ■ The unit makes reports regularly. According to the national regulations, before June 3rd to August 3rd1every year, the housing fund management center or the bank that collects funds on behalf of it shall issue a statement of housing provident fund to the unit that has paid the provident fund. The remittance unit of the provident fund shall go to the housing provident fund registration counter to receive the housing provident fund statement of its employees. Up to now, there are no hard and fast rules in Beijing, and it may not be distributed to individuals. It is reported that Qingdao has stipulated for the first time this year that the statement of interest settlement of housing provident fund should be put in the statement. Employees can query statements. Workers have the right to know their own housing provident fund deposit, fully understand the monthly deposit amount, when to withdraw, current balance and other information. It is not only beneficial for employees to arrange housing provident fund loans, but also can supervise whether the unit pays the housing provident fund in full for itself on a monthly basis. At present, employees who are interested in inquiring about the balance can mainly do so in two ways. One is to settle the interest statement through the provident fund that is collected only once a year; Second, some units have set up housing provident fund accounts for individual employees in banks, and employees can rely on the "savings cards" issued by banks, such as annual interest statements, which are difficult to meet the needs of employees at any time. It is more convenient to use the "Dragon Card" query method. However, this way of inquiring through the bank "savings card" has not yet spread to every unit. ■ The balance inquiry card scheme will be launched. For those employees who have neither received the provident fund statement nor opened a special account in the bank, the inquiry is still very inconvenient. The person in charge of the city housing fund management center said that the center is actively studying solutions. Planning to issue a "provident fund balance inquiry card". At that time, every registered employee who pays the housing provident fund in the housing fund management center will get a "provident fund balance inquiry card". This IC card balance inquiry card can inquire the account balance at any time by inputting the account password on the designated machine, and can also be printed according to the requirements of the inquirer. Although the development and operation of this system is difficult, relevant personnel revealed that the "provident fund balance inquiry card" is expected to be put into use this year. This will greatly facilitate the broad masses of workers who are eager to know the balance of the provident fund.

4. Will your company know about mobile phone loans?

Hello, under normal circumstances, the unit will not know. If you expect and the loan channel is not normal, you will call your company.