Enterprises and individuals who have applied for loan cards do not need to issue a "collection code" when applying for loans. Enterprises and individuals who have not applied for a loan card may issue a "sign-up code" after submitting an institution credit code certificate, an organization code certificate, an industrial and commercial registration certificate, a tax registration certificate or a valid personal identity certificate to a financial institution.
According to the Notice of the General Office of the People's Bank of China on Canceling the Administrative Examination and Approval of Loan Card Issuance, the People's Bank of China has gradually stopped handling the administrative licensing and annual examination of loan cards (the loan card with a history of 23 years has thus withdrawn from the historical stage).
Extended data:
After research and demonstration, the State Council decided to cancel and decentralize 90 administrative examination and approval items, cancel 67 professional qualification licensing and recognition items, cancel 10 appraisal and commendation items, change 2 1 pre-approval items for industrial and commercial registration into post-approval, and keep 34 pre-approval items for industrial and commercial registration.
At the same time, it is suggested to cancel and decentralize 18 items of administrative examination and approval and professional qualification examination and approval established according to relevant laws, and change five items of pre-approval of industrial and commercial registration established according to relevant laws into post-approval. The State Council will ask the NPC Standing Committee to amend relevant laws and regulations in accordance with legal procedures.
The Decision of the State Council on Cancelling and Decentralizing a Batch of Administrative Examination and Approval Items (Guo Fa [2014] No.5) put forward the administrative examination and approval items involving the revision of laws, and four pieces of the State Council have been submitted to the NPC Standing Committee for revision of relevant laws according to legal procedures, which is hereby announced.
All localities and departments should continue to unswervingly promote the reform of the administrative examination and approval system, increase the power of decentralization, improve the supervision and restriction mechanism, strengthen supervision over the operation of the administrative examination and approval power, and constantly improve the scientific and standardized level of government management.
We should conscientiously implement the achievements of the industrial and commercial registration reform. Except as otherwise provided by law and pre-approval items of industrial and commercial registration decided by the State Council, other matters shall not be regarded as pre-approval items of industrial and commercial registration. After the establishment of an enterprise, if it is necessary to go through the registration of change or cancellation according to law, it shall continue to be implemented in accordance with relevant regulations.
References:
Baidu encyclopedia-zhongzheng code
References:
China government network-the State Council on the cancellation and adjustment of a number of administrative examination and approval items and other matters