Real estate license can be divided into two situations: having a house without a loan and having a house with a loan.
1, change the name if you have a house and no loan.
(1) Bring the original and photocopy of the three certificates (marriage certificate, ID card and real estate license).
(2) Go to the real estate trading center in the area where the house is located and submit the materials at the pre-inspection window. After the materials are fully reviewed, they shall be handled at the relevant window with the serial number given by the staff.
(3) Registration fee for real estate license: 1 10 yuan handling fee, with details as follows: production fee for 80 yuan, cadastral map fee for 25 yuan and sticker fee for 5 yuan. If you succeed in 20 days, you can get a new real estate license.
(4) A password can be set for the new real estate license, and the real estate trading center will inform you of an initial password, which can be changed later.
2. Change your name if you have a house and a loan.
(1) Go to the bank to go through the mortgage change procedures first (please consult the bank for details).
(2) Fee for adding the name of the real estate license: in addition to the above-mentioned handling fee of 65,438+065,438+00 yuan, if it is a pure provident fund loan, a handling fee of 65,438+000 yuan will be added; If the loan is a combination (provident fund+commercial loan), it shall be paid to 200 yuan separately.
(3) Other steps are the same as "having a house without a loan".
The situation of delisting and renaming is somewhat similar. They all take the form of second-hand housing gift or transfer, and remove their names from the real estate license.
If there is no share agreement before the property right of the house, the tax will generally be paid in equal proportion. If it is a gift between immediate family members, individual tax and business tax are exempted, and only deed tax is paid, which is calculated according to the assessed value of the donated property share. If the second-hand house is transferred, it depends on the number of houses under the buyer's name and the actual situation of the donated property, and may also need to pay individual tax and business tax.
If it is a transfer between non-immediate family members, it can be bought and sold as a gift or a second-hand house; Individual tax, deed tax and business tax cannot be less.
If the property needs to be delisted because of divorce, this method is relatively simple. It belongs to the division of divorced real estate, and it needs to be handled by the Housing Authority with a divorce certificate and two room certificates. It is tax-free and only needs to pay a certain handling fee and cost.
Extended data:
The real estate license between parents and children was removed.
(a) Children can transfer their shares to their parents through real estate donation.
The process of real estate gift:
1. Both parties to the house donation shall pay the relevant taxes and fees according to the regulations based on the house ownership certificate, donation contract and other materials. -Real Estate Grant Agreement
2. notarization. According to the relevant regulations of the state and this municipality, the house gift must be notarized.
3. Go through the registration formalities of house ownership transfer.
The parties to the house donation apply for transfer and registration in the real estate trading center where the house is located, and submit the following materials: (1) transfer application; (2) Identity documents; (3) Proof of property rights; (4) gift certificates and notarial certificates; (5) receipts of relevant taxes and fees.
(2) If the parents' names are missing from the real estate license, the property analysis method can be used.
Materials required for real estate analysis:
1, house ownership certificate;
2. Production analysis agreement and notarial certificate; Model agreement on housing production analysis;
3. The identity card and photocopy of the party concerned;
4, regional surveying and mapping report;
5. Application for registration of house ownership (accepted at the acceptance window).
Note: 1. If the parties are unable to handle it in person, they may issue a power of attorney or notarial certificate, and the client shall issue the original and photocopy of the ID card;
2. If the court makes a judgment, it is required to submit a court judgment and a notice of assistance in execution;
3, housing reform or affordable housing production, but also need to submit the "application form for the purchase of public housing listing" (to receive the window);
Housing reform and price review.
Suzhou Land and Resources Bureau-How to handle delisting procedures for real estate license, land certificate or immovable property certificate