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Will the review of provident fund withdrawal fail?
Hello, the withdrawal of provident fund may not pass the examination, but it is very likely to pass. The passing of the provident fund loan in the first instance does not mean that there is a great chance of approval. Because the preliminary examination is mainly to sort out the information provided by the customer and review the authenticity, accuracy and completeness of the information, if the information is perfect and accurate, and the customer is confirmed to be eligible for the application, it will pass the preliminary examination. After the preliminary examination, the final examination will comprehensively evaluate the age, education, marital status, working and living conditions, provident fund deposit, economic income level, loan situation, debt, repayment ability and credit status of the customer. Only when the customer's personal credit reaches the standard and the system comprehensive evaluation passes can the loan finally pass the examination and approval. However, if there are some problems in the customer's credit in the final audit, such as poor credit or excessive debt, it may lead to insufficient comprehensive score of the system, which may lead to the rejection of the final approval and the rejection of the loan. Therefore, if customers want to successfully pass the approval of provident fund loans, they must pay attention to maintaining good personal credit, having stable income and the ability to repay the loan principal and interest on time. In addition, the provident fund loan must meet the following basic conditions: the provident fund has been paid in full and on time for six months or more, the provident fund account is in a normal state of payment, and no provident fund loan has occurred in its name or the loan has been paid off.