If the lending institution fails to perform the court's judgment during the performance period after suing the court and winning the case, it will apply to the court for enforcement;

When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law;

If the lender has no property available for execution, refuses to perform the effective judgment of the court, overdue repayment and other negative information will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.

If it is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments;

Mortgage loan, also known as house mortgage loan. Mortgage means that the buyer fills in an application for mortgage loan to the bank and provides legal documents such as ID card, income certificate, house sales contract and guarantee letter. The bank promises to issue loans to the buyer after passing the examination, and handle real estate mortgage registration and notarization according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank directly transfers the loan funds to the seller's account within the time limit stipulated in the contract.