1. The risk that someone else's company borrows money in its own name is that once the backdoor company handles the loan in the bank, from a legal point of view, the company has to bear the responsibility of using and repaying the loan, and such a loan is untrue, so it also has to bear the responsibility of fraudulent loans and be punished as financial fraud. Therefore, your company should bear economic and legal responsibilities.

2. A company as a legal person refers to an enterprise organization established in accordance with the Company Law, which has independent property, can enjoy civil rights and assume civil obligations in its own name, and bear civil liability for the debts of the company with all its property.

3. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation.