(1) Conditions for mortgage application:
1. Have a fixed residence in China;
2. Have a fixed residence in the local town;
3. Have full capacity for civil conduct;
4./kloc-China citizen aged 0/8-65;
5. Have a proper and good occupation with stable economic income;
6. Have the ability to repay the loan principal and interest on schedule;
7. Abide by laws and regulations, and have no illegal acts and bad credit records;
8. Other conditions stipulated by the bank.
(2) Housing mortgage preparation materials:
1, my valid identity document;
2. Proof of residential address (household registration book, etc.). );
3. Personal professional certificate;
4. Proof of income of the loan applicant and his family members;
5. Other information stipulated by the bank.