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Can Minsheng Bank make provident fund loans?
1. Can Minsheng Bank make provident fund loans?

Yes, you can. Provident fund loan conditions:

1. The housing provident fund has been continuously paid for more than half a year before the application, and the accumulated time for paying the provident fund is not less than 2 years;

2. There are no outstanding provident fund loans;

3. Have a permanent residence in this city or a valid residence certificate;

4. Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan.

Second, how to handle the personal credit loan of Minsheng Bank Provident Fund?

You can apply at any outlet of Minsheng Bank.

Loan process: loan application → loan investigation → loan data collection → loan approval → loan signing and issuance.

Basic information of the borrower

1. A natural person who has reached the age of 25;

2. The borrower has a good credit record;

3. Have the corresponding repayment ability and asset strength;

4. Meet the relevant requirements of the bank for the deposit of provident fund;

5. Meet other conditions stipulated by the bank.

The information you need to provide

1. Proof of the identity and marital status of the borrower;

2. Proof of work income;

3. Proof of deposit of provident fund;

4. Proof of loan use;

5. Additional information;

6. Other information required by the bank.

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Three, Minsheng Bank provident fund personal credit loan conditions and characteristics

Do you know the personal credit loan of Minsheng Bank's "public welfare loan" provident fund? Do you know what "public loan" means? Do you know what application conditions it has? What are the advantages of this personal credit loan? Let's take a closer look ~ Minsheng News The first titanium credit card in China, Minsheng Centurion Black Gold Card, has been issued 1. Gong Xi Loan Introduction "Gong Xi Loan" provident fund personal credit loan refers to the RMB micro-credit loan business issued by Minsheng Bank to natural persons who meet the conditions of personal provident fund deposit for their personal consumption. All eligible citizens can apply for credit loans at bank outlets with their ID cards and proof materials of provident fund deposit. 2. Basic access conditions (1) Personal credit record is good; (2) Continuous deposit of provident fund 1 year or more at the place where the handling bank is located (inclusive); (3) Personal monthly deposit is above 500 yuan (inclusive). (4) Citizens who have paid provident fund in Chengdu 3. Product features (1) The maximum loan amount is 500,000 yuan (2) The maximum loan period is 3 years (3) The application procedure is simple, the approval speed is fast, and the consumer uses are wide (4) The interest is paid monthly, and the principal is repaid at maturity.

4. Can Minsheng Bank transfer to provident fund loans?

Usually not. This service is decided by the local housing provident fund center, not the commercial bank. For example, Hubei loan to provident fund policy.