1. The bill has been successfully processed in installments, and the installment amount needs to be repaid in the current month, and the installment amount will be repaid from the next month's bill. The single installment application was successful, and the principal and handling fee to be repaid in the first installment were included in the bill settled in the latest installment.

2. After handling the installment business, the installment amount of each installment is that the installment principal is evenly distributed on the monthly bill, and if there is any surplus, it will be collected in the first installment. The handling fee is charged for each period, and the rate of handling fee varies with the number of periods. The installment amount and handling fee will appear on the monthly bill, and you only need to pay off the amount on the bill in full and on time before the due repayment date.

How does Ping An repay the credit card in installments?

Ping An Credit Card can choose the minimum repayment amount after installment, or you can choose to repay by the issuing bank. There are many repayment methods, such as automatic repayment, online repayment, telephone repayment, convenient outlets repayment, bank outlets repayment and so on. As long as the arrears of each installment are settled before or on the repayment date, it is regarded as normal repayment and not overdue.

For more information about how Ping An repays credit cards in installments, please visit: See More.

Can Ping An Bank's credit card be repaid in advance by installments?

First, Ping An Bank's credit card bill can be repaid in advance. If you need to repay in advance, you can directly call the bank customer service phone to apply. It can also be operated by mobile phone, and the main process is as follows:

Use iPhone 13 (system version: iOS 15.0) to download ping an pocket bank APP(5.5.0), and click "more" in "credit card"; After entering, click "Settle in advance by installment" in "Installment Loan". In addition, users can also apply through Ping An Bank's credit card customer service hotline 955 1 1 ext. 2 or go to the counter of Ping An Bank's business outlets.

2. If you want to prepay your Ping An Bank credit card bill in installments, the installment fee of your Ping An Bank credit card bill will be charged according to the time when you apply for prepayment. Ping An Bank's credit card bill has a three-day hesitation period. If you apply for early repayment within the hesitation period, the handling fee can be reduced after early repayment. If you apply for prepayment after the 3-day hesitation period, your handling fee cannot be reduced. You have to pay the remaining installment and the installment fee for the remaining installment in one lump sum.

Expansive material

First, apply for the installment operation of Ping An Bank's credit card bill

(1) Customer service telephone application:

You can call Ping An Bank's customer service hotline at 955 1 1, then press the "1" key to switch to manual service, and then apply to the customer service staff for bill installment. After verifying the identity information, you can tell the customer service staff the amount and number of installments, and the customer service staff will handle it for you. You can also choose self-service voice processing. After dialing 955 1 1, press "2", then "4" and then "5" to apply for bill installment.

(2) SMS application

Generally, Ping An Bank will also screen some customers, and will select some customers to invite them to handle the installment. If you receive the invitation message, you can reply to the installment instruction according to the content in the message, and choose the amount and number of installments to apply for. After the application is approved, the bank will also reply to the message.

(3) Application of online banking

You can use iPhone 13 (system version: iOS 15.0) to download Ping An Pocket Bank APP(5.5.0), select "installment financing", then select "bill installment", click "Apply for bill installment", select the desired number of installments, enter the installment amount, and then confirm to submit the application.

How to repay Ping An Bank's credit card

There are many ways to repay Ping An Bank's credit card, including automatic card binding repayment, Ping An Pocket Bank repayment, official website repayment, bank outlets repayment and third-party repayment channels repayment.

Note that different repayment methods and ways may require repayment fees, such as WeChat and credit cards, not free lunches. In addition, for the repayment amount, if you are unable to repay in full, you can choose to repay by installments with the minimum repayment amount. Although you need to bear the extra cost, you can guarantee that the credit information will not be destroyed.

Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to basic functions such as credit consumption and cash advance, Ping An Bank also has many unique functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel". All natural persons who have reached the age of 22, have full capacity for civil conduct, have a stable and legitimate source of income and have a good reputation can apply to the card issuer for a personal credit card master card with their valid identity documents and other documents required by the card issuer. The main cardholder of Ping An Bank's credit card can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.

When applying, you need identification information, a copy of resident ID card or military officer's card. If you are a Hong Kong and Macao compatriot, you need to provide a copy of the mainland pass and residence certificate for more than one year. If you are a foreigner, you need to provide a copy of your passport and residence permit for more than one year. Among them, applicants for supplementary cards under the age of 16 must provide a copy of the household registration book. There are also folding property certificates, copies of private car driving licenses, original employment certificates issued by the company (stamped with the company's official seal or personnel seal) or professional qualification certificates, such as a copy of lawyer's practice certificate and a copy of registered auditor's qualification certificate.

Ping An Bank's credit card limit inquiry can inquire about Ping An Bank's credit card limit through the customer service hotline, and know the credit card account arrears, current available limit and other information anytime and anywhere. Temporary Credit Limit Adjustment of Ping An Bank Credit Card When using Ping An Bank Credit Card, if the approved credit limit is not enough, you can call the 24-hour customer service hotline to apply for a temporary increase in the credit limit. The temporary credit card limit increased by Ping An Bank will automatically restore the original limit after the validity period. For the long-term credit card limit adjustment of Ping An Bank, you can submit the latest financial income certificate to any branch of Ping An Bank and apply for it. Ping An Bank will conduct an audit according to its past card use history and repayment records, and adjust your Ping An Bank credit card limit appropriately for cardholders after the audit is passed.

How does Ping An Bank settle accounts in advance by stages?

The prepayment of Ping An Bank's credit card by installment can be operated through the "Ping An Pocket Bank" mobile phone client, specifically:

1. Download the "Ping An Bank Pocket Bank" mobile client.

2. Click "More" in "Credit Card".

3. After entering, click "Advance settlement by installment" in "Loan by installment".

In addition, users can also apply through Ping An Bank's credit card customer service hotline 955 1 1 ext. 2 or go to the counter of Ping An Bank's business outlets. It should be noted that users still need to pay the corresponding handling fee when they prepay their credit cards in installments.

Credit card is a credit certificate issued by commercial banks or credit card companies to qualified consumers.

The form of credit card is a card with the name of the issuing bank, expiration date, number, cardholder's name and other contents printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

Credit card repayment methods are:

1, ATM repayment. Cardholders can go to the ATM of the bank to make a card deposit, and depositing money in the credit card means paying back the money.

2. Mobile banking repayment. All major banks have mobile banking software, which can be installed on mobile phones to repay credit cards.

3. AliPay repayment. Alipay has a credit card repayment function. Click "Credit Card Repayment" on the homepage, and you can repay after binding the credit card.

4. wechat repayment. There is a credit card repayment function on WeChat. Click "Me"-"Pay" to see the "Credit Card Repayment" function.

5. Repay at the bank counter. Cardholders can go to bank outlets with credit cards, ID cards and cash, and handle credit card repayment business at the counter.

Credit card loans can generally be paid off in advance, depending on bank regulations. Because credit card loans sometimes charge a one-time fee, prepayment does not save money. At the same time, according to the contract, sometimes it is necessary to pay liquidated damages for early repayment. Before applying for a credit card loan, users should ask whether they can repay in advance, whether they need to pay liquidated damages in advance and whether they can save interest in advance.

If credit card loans support prepayment, users can make prepayment through mobile banking, online banking or bank counters.

This concludes the introduction of how Ping An Credit Card repays in installments and whether Ping An Bank can repay in installments in cash. I wonder if you have found the information you need?