Legal analysis: the real estate management department has no special requirements for buying a house after divorce. It only needs to clearly divide the real estate after marriage and clarify the real estate situation under its name. If there is no real estate under the name after the divorce, buying a house should be considered as the first set and qualified to buy a house. But preparing to buy a house through a loan depends on the relevant policies of the bank. At present, many banks have issued the policy that divorcees apply for the first home loan, and they must be divorced for more than 65,438+0 years before they can get the loan, so as to plug the loophole of "suspected of buying a house through false divorce", that is, when banks examine and verify, borrowers who share property during their marriage relationship must be divorced for more than 65,438+0 years before they can meet the requirements of issuing loans according to the first home loan standard; Or ask for a divorce for more than 3 months before applying for a mortgage.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1076 If a husband and wife divorce voluntarily, they shall sign a written divorce agreement and apply for divorce registration in person at the marriage registration office. The divorce agreement shall specify the expression of willingness of both parties to divorce and the consensus on matters such as child support, property and debt disposal.

Article 1079 If one of the spouses requests a divorce, the relevant organization may mediate or directly file a divorce lawsuit with the people's court. When trying divorce cases, the people's court shall conduct mediation; If the relationship has indeed broken down and mediation is ineffective, divorce shall be granted.

In any of the following circumstances, if mediation fails, divorce shall be granted:

(a) bigamy or cohabitation with others;

(2) committing domestic violence or abusing or abandoning family members;

(three) gambling, drug abuse and other bad habits;

(four) separated for two years due to emotional discord;

(5) Other circumstances that lead to the breakdown of the marriage relationship.

If one party is declared missing and the other party files a divorce lawsuit, the divorce shall be granted.

After the people's court has ruled that divorce is not allowed, if the two parties have separated for one year and one party files a divorce lawsuit again, divorce shall be granted.