If you can borrow 200 thousand ants from Alipay, it's actually very good. At least from the side, the amount of loans can reflect a person's trustworthiness in Alipay, so if you need to borrow so much money from loans urgently, you must make a good assessment between loans to see if you have the ability to pay back the money.
This is a very important matter. Take my current Alipay loan amount as an example, it is only 20,000 yuan, but I generally don't borrow money from Alipay easily unless I have to need funds. And before you borrow Alipay, you need to look at the number of loan periods, which is generally 6, 12 or 24. We generally recommend you to use 12 at this time.
This is actually what we need to pay attention to. When using the loan, if you don't repay it in time, the platform may think that you forgot it for a while. At this time, we will send you a text message to remind you, and we may call you later to remind you. If you haven't returned it after these two aspects, there are still many tricks behind.
Secondly, you can upload your overdue records to the central bank's credit information system, so it will be very difficult for you to borrow some funds in the future, and the consequences will be very serious. Everyone must pay attention.
Finally, it will affect your choice of some modes of travel and transportation. For example, planes or high-speed trains will not be able to ride, which will have a great impact on themselves.
Finally, for the current Alipay loan, it is generally not recommended for everyone to use it. If it is really urgent to borrow money, then you can choose a slightly long-term approach. If you have funds, you can repay in advance today. So if you have any different opinions, you can leave a message below and discuss it together!
1. If you really have no repayment ability, Alipay may sue you and the court will decide the repayment amount.
If the court decides that you don't pay it back, it will be enforced, such as auctioning your related property.
If you don't have a house, a car or anything in your deposit name, there is nothing the court can do, and the execution will only be suspended until you have money.
However, if you have the ability to repay but refuse to repay, you will be suspected of refusing to execute the crime and face the risk of imprisonment.
2. The advantage of doing this is: reducing your repayment pressure. If you can't afford it, you can always put it off.
3. The disadvantage is that your credit information will be damaged, and it will be difficult to get a loan from the bank in the future, and it will be difficult to buy a car or a house by mortgage.
The fundamental solution is to make money.
No, it's okay. You can't use Alipay from now on. Just Taobao shopping. You can't even apply in your own name. The road to Taobao is broken. It won't affect your flying, but taking the high-speed train will affect your future life, which is inconvenient.
Don't you come back with this money? Make money back. Manager ma asked you to spend it. Excuse me. If you have no money, you won't pay it back! No, it's just that you can't borrow anything else, just to start a new life. Do not borrow any other loans. As for Lao Lai, don't be afraid. The plane just can't fly first class, and the high-speed train can buy second class seats. As for the restrictions on not going to high-consumption places, such as golf courses, it is estimated that even if you have money, you will not go, and Lao Lai will not restrict your children to take the 985,211.
Alipay brings us not only these conveniences, such as its "borrowing" and "spending", which is simply the best choice for us to solve the emergency in rivers and lakes. Many friends think it is more convenient to borrow money to spend money than to use credit cards. Once something is in urgent need of money, or just a little short of money this month, borrowing money and spending money is simply the most intimate little angel to solve the problem of cyst shyness we are facing. In fact, sometimes it is not that we need to borrow money, but that we do encounter this situation to some extent, which is also human nature.
We all know that spending money and borrowing money are the benefits of finance, and a financial wish that can be realized by 600 points of sesame seeds has realized a rainy day. Speaking of sesame, the most direct benefit is credit lending. After all, credit has been the basis of many things since ancient times. In addition to sesame seeds, there are many products under the Internet credit system. Let's take a look at the comparison of the following three;
1; Ant flower buds, the core of flower buds is to consume in advance. Their interest-free period is 465,438+0 days, and sesame is 550 days. At present, most of them are used after 90.
2; Ant borrows money: borrowing money is different from spending money. If you spend money, you can't withdraw it. If you borrow money, you can borrow money, and kill the offline bank with the requirement of 600 points.
3; Ant Bus: This application is made on the public platform of WeChat' Ant Bus'. This independent third-party platform requires a credit score of more than 550 points, and the amount ranges from1-300,000, which is very popular at present.
It's easier said than done. The number of flower beds is not very large, and the mode adopted is to pay back the fees this month and next month. It will not be said that they are in arrears for too long, and there is basically no problem of not paying back the money. Borrowing is different. Lending is equivalent to a lending service, which is closely related to your sesame credit score. If your credit score is relatively high, the amount you can borrow is relatively high. You can also choose to repay by installments, or you can choose to pay interest first and then pay the principal. Then, if someone has a high credit score and lends a huge sum of 200,000 yuan at a time, what should he do in the end by paying interest first and then paying the principal?
You know, borrowing is popular with so many people because it doesn't need any mortgage, so borrowing is very convenient. If it is a small amount, it doesn't matter. People are willing to pay back, but once the loan amount is huge, the temptation is completely different. It is very likely that someone can't resist the temptation of huge amounts of money and have the idea of running away without permission.
Moreover, according to relevant data, Alipay has lent more than 300 billion yuan. As the saying goes, when the forest is big, there are all kinds of birds. Among so many borrowers, it is inevitable that there are several old people who are immortal. So, how does Alipay solve this situation?
If it is only a small amount, will Alipay turn a blind eye? I'm afraid not, because once you do this, it's equivalent to expressing acquiescence to the hooligans' practices, which will have a series of adverse effects. More and more people will not repay their loans, so it will be chaotic in the end and lead to a bad ending. Obviously, you won't make such an obvious mistake.
Ma Yun once said in a speech that since I can lend you money, I am not afraid that you will not pay it back after borrowing it, because I dare to lend it to you after making a comprehensive evaluation of you. This evaluation is your sesame credit score. This Sesame Credit Branch is obtained by comprehensively evaluating your Alipay flow, your Alipay balance and loan situation. It won't be said that you enlarge the batch quota at one time, but it will be gradually improved.
In addition, if it is overdue, it is also very unworthy for users to charge high interest. If you don't pay back the penalty interest for a long time, then the loan will blacklist you and report it to the credit information system of major banks and even the credit information system of the central bank. This is a very serious matter. If you go to the credit information system, the consequences will be unimaginable.
If you still don't pay it back, contact a special debt collection company or go to court to sue. Serious words are the consequences of crime. Therefore, my friends, when using borrowed flowers and flowers, we should do what we can. Netizen said: it's always cool to spend it. what do you think? After all, it is human nature to be unable to control yourself!
Uninstall AliPay, and I can't find you if my phone is lost. You can't afford it.
Paying off debts is a matter of course. Alipay is bound to the bank card, and the money owed to Alipay is the money owed to the bank. You must find a way to pay it back, or you will be punished according to the crime of fraud.
Every citizen should abide by the law and act according to the rules, not cheat people or cheat people. This is the progress of mankind!
Ma Yun is not retiring. He is not as busy as before. He should be easier to find. He should bring some local products to talk with others. He is not heartless and should be exempted for you.
Dry a bottle of snowflakes, a bag of peanuts and a bottle of Qingdao first. Consciousness may be a little fuzzy at this time. You can do whatever you want when you wake up. You can't pay back the money, can you? I won't send it out again I'll give you a goal if I have a good attitude. The goal is to return your account to Ma Yun in a few years, and I will have a chance to make a comeback after my efforts. If I am depressed about this money, I have nothing to say. By the way, I owe a lot of money outside, and now I'm trying to pay my debts!
Pay a few dollars a month and your credit is still there. Eat what you should eat, drink what you should drink, and pay it off naturally after a hundred years. Life is also enjoyment.