A special bank card jointly issued by the Housing Provident Fund Management Center and banks, with the functions of querying provident fund account information, withdrawing provident fund, and applying for provident fund loans.

1. Definition of provident fund co-branded card

The provident fund co-branded card is a special bank card issued by the housing provident fund management center in cooperation with banks. It has the financial functions of ordinary bank cards. It also integrates provident fund account management functions. Employees can manage their housing provident fund accounts more conveniently through the provident fund joint card.

2. Functions of provident fund co-branded cards

1 Query provident fund account information: Employees can check their provident fund deposits, balances, withdrawal records and other information at any time through the provident fund co-branded card, which is convenient Fast.

2 Withdraw provident fund: When employees meet certain conditions, such as buying a house, repaying a loan, renting a house, etc., they can withdraw the provident fund through a joint provident fund card, and the funds will be directly deposited into the joint card account for the convenience of employees.

3 Apply for provident fund loans: When employees apply for provident fund loans, they can use their provident fund co-branded cards as accounts for loan issuance and repayment to achieve convenient loan management.

3. How to apply for a joint provident fund card

Employees can apply for a joint provident fund card from their unit or the housing provident fund management center. When applying, you need to provide personal identity certificate, housing provident fund payment certificate and other relevant materials. After approval, the bank will issue provident fund co-branded cards to employees.

In summary:

The provident fund co-branded card is a special bank card jointly issued by the housing provident fund management center and the bank. It has the functions of querying provident fund account information, withdrawing provident fund and applying for provident fund loans. and other functions. Employees can apply for a provident fund joint card from their employer or housing provident fund management center to manage their housing provident fund account more conveniently.

Legal basis:

"Housing Provident Fund Management Regulations"

Article 29 stipulates:

"The Housing Provident Fund Management Center shall The housing provident fund management center shall sign an entrustment contract with the entrusted bank to entrust a bank to handle housing provident fund loans, settlement and other financial services and the establishment, deposit and return of housing provident fund accounts. ”