Yes According to the official announcement issued by Ping An Bank of China, as of May, 2023, Ping An will collect the new loans overdue within the bank, and the overdue return will reduce its credibility. Ping An Bank's new loans are unsecured RMB loans for personal consumption, which are specially issued by Ping An Bank to people with stable and continuous wage income, and their monthly wage income is used as the basis for judging the loan amount.