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Can I get a loan to buy a house or a car after being sued for owing money?
No, you can't pass the credibility test. The debtor owed money and was sued by the creditor. After being sued, the debtor should actively repay the creditor's money. If the creditors are not actively repaid, the creditors will apply to the court for enforcement with effective legal documents. If the debtor still has money or other property, is unwilling to repay the creditor's money and still evades the judge of the court executive board, the court will put the debtor on the list of dishonesty.

Legal analysis

Therefore, the debtor can no longer buy a car or house. Until the debtor pays off the debt. Maybe they will be detained because they don't implement the effective legal documents, and in serious cases they may be punished. Being included in the "untrustworthy executor", the loan is impossible. If it's a car for personal use, you can't buy it. Only the necessary operating vehicles can be purchased in full, and the operating income generated shall not be used to pay off debts except for the minimum living expenses necessary for the family of the untrustworthy executor. Provisions of the Supreme People's Court municipality on publishing the information of the list of people who have lost their trust. As well as the Supreme People's Court's regulations on restricting the high consumption of the person subjected to execution, after restricting the high consumption, it is not allowed to buy non-operating vehicles that have the following behaviors of paying expenses with their property. If the person subjected to execution is a unit, it is forbidden for the person subjected to execution, his legal representative, the principal responsible person and the person directly responsible for affecting the performance of debts to carry out the acts specified in the first paragraph of this article with the unit property after being restricted from high consumption. To limit high consumption, the executor of the application generally submits a written application, and the people's court will make a judgment after examination; When necessary, the people can decide according to their own functions and powers. During the period of restricting high consumption, if the person subjected to execution provides effective guarantee or applies for the consent of the executor, the people may lift the order restricting high consumption; If the person subjected to execution has fulfilled the obligations specified in the effective legal documents, within the scope of the notice or announcement in Article 6 of these Provisions, the order restricting high consumption shall be lifted by notice or announcement in time.

legal ground

Article 255 of the Civil Procedure Law of People's Republic of China (PRC) * * * If the person subjected to execution fails to perform the obligations specified in the legal documents, the people's court may take or notify the relevant units to assist in taking measures such as restricting exit, recording in the credit information system, publishing information on non-performance of obligations through the media and other measures prescribed by law.