1. Can I get a loan to buy a car (my own company) in the name of the company? What's the procedure?
can I get a loan to buy a car (my own company) in the name of the company? What's the procedure? The benefits have already been mentioned. We can do this. What the company needs to buy a car is the legal person's ID card, marriage certificate, household registration book, the company's tax bill for the past three months, as well as the business license. Some people need to find a guarantor. What they need is the ID card, household registration book and marriage certificate. As for how you say it's cost-effective, some car brands have their own finance, which is the most cost-effective, but some brands don't accept loans from companies and only do it for individuals. Other loans will cost thousands of dollars, and then in the name of an individual or a company, all of which are borrowed by your legal person. The difference lies in the tax credit and non-tax credit. The company can make accounts, and after the answer is completed, consult the local 4S shop if there are any details. After all, there is a gap in the region!
it's more cost-effective to buy by company. The company is yours, and you can use it if you buy it. From the financial point of view, buying by company has one of the biggest advantages: 1. Tax can be deducted. 2. The cost of buying a car can be extracted from future income. So you don't need to use personal funds.
Can a private company get a loan to buy a car in its name? What's the procedure? First of all, the company as a legal person does not have any other loan company business license except mortgage, tax registration certificate for nearly two months, tax payment certificate, legal person's spouse's ID card, household registration book, marriage certificate, one-inch photo and temporary residence permit, and these can be used for the loan. You can go to the four S shop and they will help you.
What procedures do you need to buy a car in the name of the company? (1) The enterprise has a valid business license (or industrial and commercial registration certificate), an organization code certificate and a tax registration certificate, and paid warehousing value-added tax and business tax of more than 5, yuan (inclusive) in this Municipality in the previous year; (2) Non-fully funded institutions, social organizations and other organizations have valid organization code certificates. The number of codes applied by the following companies is determined according to the following rules: (1) If the total amount of warehousing value-added tax and business tax paid by an enterprise in the previous year is more than 5, yuan (inclusive), it can apply for one code every year, and one code can be added for every increase of 5, yuan, but the total number of applied codes per year shall not exceed 8. (two) institutions, social organizations and other organizations that are not fully funded can apply for one code every year.
what are the conditions for Hangzhou to borrow money to buy a car in the name of the company? In your case, it is ok to apply for a loan in the name of the company. You can go to the online website of Digital Banking for consultation. It is a good loan platform.
Can you get a loan if you buy a house in the name of the company? If the company can provide the information needed for the loan, you can make a loan to buy a house in the name of the company and apply for a house loan: 1. The borrower's valid ID card and household registration book; 2. Proof of marital status, unmarried persons need to provide unmarried certificates, and divorced persons need to issue civil mediation papers or divorce certificates (indicating that they have not remarried after divorce); 3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; 4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year in a row); 5. Property title certificate of real estate; 6. Guarantor (ID card, household registration book, marriage certificate, etc. are required).
can I get a loan to buy a car in the name of the company? Yes. But banks should look at the company's financial statements.
What are the procedures for buying a house with a loan in the name of the company? The borrower needs to provide materials (photocopied with A4 paper): 1. Original and photocopy of ID card, 7 copies of borrower and 2 copies of spouse; 2. Two originals and photocopies of the household registration book (home page, household home page and personal page); 3. (1) The original and photocopy of the marriage certificate (photo page and content page); (2) provide the original and photocopy of the single certificate for unmarried (issued by the civil affairs department of the district where the household registration is located); (3) Divorce certificate, original and photocopy of single certificate shall be provided for divorce; 4. One original and photocopy of the income certificates of both parties. Note: The private sector provides two photocopies of the business license (which must pass the annual inspection in the current year) and two photocopies of the tax payment certificates in the last three months; Can also provide other sources of income, easy to realize property (rent, deposits, bonds, securities, real estate, cars, etc.); 5. two originals and photocopies of the down payment invoice.
Can I get a loan if I buy the shuttle bus in the name of the company? Yes, of course, you can buy Yutong's shuttle bus. The quality is quite good. Call their customer service number and communicate related matters. You don't need to worry too much about it.
Can a company buy a house with a loan? You should pay attention to what you can do when buying a house in the name of a company. As long as you are the legal representative of the company, you can apply for a commercial loan from the bank.
Conditions for buying a house with a commercial loan:
Natural persons aged 18-6 (Hong Kong, Macao and Taiwan and foreigners are also allowed);
having a stable occupation and income, and being able to repay the loan principal and interest on schedule;
the actual age of the borrower and the loan application period should not exceed 7 years old;
there are legal and effective contracts and agreements for the purchase, construction and overhaul of houses, and other supporting files required by the lending bank;
Self-raised funds accounting for more than 3% of the total price of the purchased house (for those who purchase self-occupied houses with a floor area of less than 9 square meters, the proportion of self-raised funds is 2%), and it is guaranteed to be used to pay the down payment of the purchased house;
there are assets recognized by the lending bank for mortgage or pledge, or (and) legal persons, other economic organizations or natural persons with sufficient compensation capacity as guarantors.
materials that the borrower should provide:
husband and wife's ID card, household registration book/temporary residence permit and household registration book for foreigners;
2 copies of marriage certificate/divorce certificate or judgment/single certificate;
proof of income (in the format specified by the bank);
a photocopy of the business license of the unit (with official seal);
Credit certificate: including academic credentials, other real estate, bank running, large deposit certificates, etc.
If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.
Second, can Gong Hu vehicles be replaced with new ones?
No, not all cars can be replaced. All kinds of cars must go through all the formalities, and vehicles should not be stolen or smuggled. Within the automobile scrapping period allowed by the state, and the exhaust emission meets the requirements; If there is no motor vehicle property right, the installment vehicle should pay all the car money and get back all the vehicle procedures.
to replace the old car, the owner should prepare the ID card, and the company vehicle should also provide the legal person code certificate, letter of introduction and other documents; Motor vehicle property right registration certificate; Motor vehicle driving license; Original car purchase invoice or previous transfer invoice; Purchase additional tax payment vouchers; Entrust others to handle the replacement, must hold the original owner ID card and a legally binding power of attorney.
Precautions for replacement of used cars: If the vehicle has been modified, such as many car owners have modified the wheel hub, installed a large enclosure, xenon lamps, etc., it is necessary to provide the original parts that have been replaced. If it cannot be provided, it is necessary to reduce the modification cost on the evaluation price accordingly, which requires special attention.
when the old car is driven into the 4S shop of the intended model, replacement is supported under the condition of different brands, but the corresponding valuation and replacement subsidy will be lower than that of the same brand model; Then the staff of the 4S shop evaluated and priced the old car, signed an agreement on the purchase and sale of the old car and a replacement agreement, and the money for replacing the old car directly paid for the new car. The owner can go through the formalities to pick up the car after making up the price difference of the new car.
the price of used cars purchased by 4S shops will be lower than the direct purchase price of used car brokerage companies in the outside market. After all, most of the cars purchased by 4s shops are generally sold to cars in the second-hand market. At the same time, compared with consumers who buy cars directly, car owners who replace old cars with new ones can enjoy certain differences in the discount range of new cars.
some vehicles recovered from 4S shops need to be restored to their original sales state. instead of improving their own evaluation price, the modified vehicles have to deduct the corresponding expenses to restore their original state. therefore, friends who have changed their vehicles are advised to keep the original accessories properly.
3. What are the procedures for buying a car by stages in Gong Hu?
1.
customer application: the customer applies to the bank, fills in the application form in writing, and submits relevant materials at the same time.
2.
After signing the contract, after the application materials submitted by the borrower are approved by the bank, both parties sign the loan contract and guarantee contract, and go through relevant notarization and mortgage registration procedures as appropriate.
3.
Lending, the loan granted with the approval of the bank, after all formalities are completed, the bank will directly transfer the loan to the account of the automobile dealer according to the contract.
4.
repayment on schedule means that the borrower repays the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract.
4. What procedures are required for a company to buy a car by installment?
First of all, it is necessary to know whether the beneficiary of the installment payment for buying a car is a bank or a financial institution, because many banks now have a higher threshold for buying a car by loan, and more financial companies, especially those from the same department as the automobile manufacturer, begin to handle convenient loan procedures for customers. (For example, the financial company of Shanghai GM has gmac loans.) Secondly, it is necessary to meet the requirements for car buyers: generally, it is better to have provident fund. Of course, if you have any other written documents that can prove your paid loan strength, you can. Then how much can we borrow? Generally, the loan amount is not higher than 8% of the car price, and the rest is called down payment. Some banks or financial institutions need you to pay down payment before lending. The loan period is one year, two years, three years or five years. If the loan is 8, to 1,, three years is the best choice, and five years will lead to higher interest expenses. Car buyers are most concerned about the process: generally, you should first submit the form that the bank needs you to fill out (it is best to write it in detail, they will check it) and some basic materials (ID card, account book, marriage certificate, etc., and the bank will tell you), as well as the residential telephone bill with your name, the water, electricity and coal bill, the price of the vehicle (the fare), the vehicle information parameters on the certificate (provided by the car seller) and so on. If the bank agrees to the loan, you have to sign a vehicle loan mortgage contract, one for the bank and one for you; You have to sign a car sales contract, one for the car dealer, one for you and one for the bank. After signing the contract, the car dealer will be paid the down payment, and the car dealer will contact the bank to let the bank lend money. In this case, all the car money will be paid! Vehicle insurance follows the loan period. If you borrow for three years, you will be insured for three years, but now some financial companies can let you pay the premium year by year. Insurance covers one more theft than a one-time payment vehicle, because the car belongs to the bank before you pay it off. When the car payment arrives, it means that you pay for the car, so you can pick up the car or apply for the license directly. After applying for the license, you will hand over the vehicle production certificate, invoice, insurance policy, driving license, ID card and account book to the bank, and after mortgage, the bank will return the driving license and ID card account book to you. These are detailed enough. Finally, don't forget to deposit money in the passbook. The bank will deduct money regularly, and the details of the deduction will be sent to you.
reference: business experience.