Personal consumption car loans are issued in accordance with the maximum repayment ratio system, and the proportion of the loan amount to the price of the vehicle purchased by the borrower shall not exceed the requirements of the maximum repayment ratio. At present, the highest proportion of personal car loans is:

1, and the maximum loan ratio for self-use traditional power vehicles is 80%;

2. The maximum loan for self-use new energy vehicles is 85%.

The above-mentioned car price refers to the lower of the actual transaction price of the car (excluding government subsidies and various additional taxes and insurance premiums). ) and the price announced by the car manufacturer.

(Answer time: 2024 65438+ 10/8)

The above contents are for your reference. Please refer to the actual business regulations.

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