The process of releasing the mortgage after the mortgage is paid off is as follows:
1. Ask for the loan settlement certificate. For the same mortgage cancellation procedure, you also need this loan settlement certificate to prove that your loan has been paid off in full.
2. Prepare mortgage cancellation information. There is little information about mortgage cancellation, and generally only the original ID card of the lender and the original loan settlement certificate are needed.
3. Apply to the loan bank for account cancellation. Bring the above materials to the personal loan center of your loan bank to apply for mortgage cancellation. You don't need a written application, you can apply orally.
4. Enter the cancellation information online. According to the documents you provide, the staff will input your identity information into the special online mortgage cancellation system, and then click on the appointment to cancel the mortgage, which means that your mortgage cancellation application has been submitted successfully, waiting for the online review and operation of the Housing Authority.
5. Check with the Housing Authority. The general staff will tell you that after about half a month, go to the Housing Authority to inquire about the cancellation of the mortgage of house ownership. If you can't find the mortgage information, it means that your house has gone through the mortgage cancellation procedures.
6. get back the real estate certificate. If the other party pawned your real estate license or issued a certificate of other rights to you at the time of mortgage, you can go to the mortgagee to get your real estate license back, or go to the Housing Authority to cancel other rights for the record.
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1. Generally, for the mortgaged housing loan, the borrower can apply for mortgage cancellation after paying off all the loan principal and interest, and some banks can handle the mortgage cancellation procedures on his behalf. As the policies of mortgage registration agencies vary from place to place, please consult the loan handling outlets for details.
2. Prepare delivery information. In order to handle the mortgage cancellation procedures of vehicles, it is necessary to prepare corresponding materials, such as repayment bank flow and loan settlement certificate. There should be more information, not less, so as to avoid being unable to process it because the information is not gathered together.
3. Proof of loan settlement. The most important thing to handle the mortgage cancellation procedures is this mortgage cancellation certificate. Generally, this certificate will be issued to you by the lending institution one month after your loan is paid off. After receiving this card, you must keep it well and never lose it.