Annual discount amount = actual loan amount × applicable discount ratio × number of months when the annual policy is implemented (60 months).

Second, the calculation of discount

The calculation of discount days is the number of days from the discount date to the maturity date of the bill. The discount days are calculated at the beginning of the period and are not calculated at the end of the period.

1. The discount days are from July 1 to September 8th = July 3rd1day, August 3rd1day and September 8th =70 days.

2. The discount days are from April 10 to June 2 = April 2 1 day May 3 1 day June 1 day =53 days.

3. How to calculate the loan interest of rural credit cooperatives?

The loan interest of rural credit cooperatives varies according to the length of the loan. If the loan time unit is days, the expected annualized interest rate is months: loan interest = loan principal × loan time (days) × loan expected annualized interest rate/12; If the loan time unit is days, the expected annualized interest rate is: loan interest = loan principal × loan time (days) × loan expected annualized interest rate/. \ If the loan is 50,000 yuan and the loan is repaid in one year, what is the interest? After one-year repayment, the loan interest rate of rural credit cooperatives is 6.3 1%. A year is calculated as 365 days. According to the calculation formula, if the loan time unit is days, the expected annualized interest rate is: loan interest = loan principal × loan time (days )× loan expected annualized interest rate /360\ The monthly interest rate is 50000× 365× 6.31%/360 = 31938.

4. How to calculate the discount amount of rural loans?

Annual discount amount = actual loan amount × applicable discount ratio × number of months that can enjoy discount in the current year/number of months of policy implementation period (60 months).