With the announcement of the complete liquidation of the online lending industry, Renrendai is inevitable. No one has ever realized that Renrendai, which has celebrity endorsements and is located in first-tier cities, is illegal. , when Renrendai was settled, the lender asked for a redemption plan, but it did provide a redemption plan, which was directly discounted to 30% off, and there was no interest at all. If other platforms offer a 4.4% discount or less than At 50% off, Renrendai’s discount can still be accepted by lenders without being forced to accept it, but if other platforms fully honor it 100%, then Renrendai will exist and harvest the lenders!
It can be seen from the information of Renrendai that the cumulative transaction amount of Renrendai currently exceeds 117.6 billion, and both borrowing and lenders have been suspended. Even if Renrendai has stopped online As for the loan business, due to the large number of borrowers, Renrendai can still access the central bank’s credit reference!
In the new progress of Renrendai’s tracking of redemptions, we have seen whether cracking down on debt scrapping will lead to an increase in Renrendai’s repayments. The answer is yes! Last year, someone tried to get off the bus at 30% off, but everyone generally believed that it meant getting off at 30% off, but it took a long time to get off the bus. If you want to get off the bus as soon as possible, you need to lower the price. This has a higher success rate!
There are many thousands of people in the list of debt cancellation rates published by Renrendai. Are these people malicious and not repaying their debts? The answer is no, because many people have been questioned by the public whether they have been subjected to high interest rates from Renren loans, or whether their address books have been exposed after overdue payments. When we find that some borrowers are not forced to become defaulters. In this case, can the lender negotiate directly with the borrower?
According to the previous regulations on the withdrawal of online loans, some cities will consider negotiations between lenders and borrowers. The only thing that can make lenders happy is that many borrowers are genuine. However, if the lender crosses the If the platform carries out collections, then Renrendai is likely to take the blame. After all, the top management of Renrendai are all talented people with high minds!
Many online financial loan models have emerged, but serious chaos has also emerged. Under the financial online loan model, there are not only "usury", "routine loans", "deposit absorption" and "transfer". Phenomenon such as "asset" ends up filling the hole with the loss of the lender's interests. The online loan platform is just an intermediary, but the online borrowing method has created many bad guys!
The existence of Lao Lai has affected the interests of many online loan platforms, and even more so the lenders. Lao Lai has caused lenders to suffer losses as high as 750 billion. For this reason, the platforms that have been banned have also It has begun to be included in the central bank's credit report. We have received the latest news from Renrendai. In order to combat scrapped debt, we have incorporated it into the central bank's credit report and reduced the scrapped debt rate on the platform!
Many lenders have left messages with the author in the past few days. Now Renrendai’s redemption efforts are not very strong. It can be said that this is a blow to lenders, but we can hope that Renrendai can fully Cashing out and being an honest company will gain public support even in the future stage of continued development. If it is still a reduced discount for lenders, will not actively cashing out be punished by death? In this way, the lender’s principal will be 100% returned!