Can postal savings be loaned?
2. Farmers' loan funds refer to that farmers can apply for loans from the Postal Savings Bank with only 1 to 2 people (the total amount depends on their loan amount) as guarantors, and the maximum loan amount for each farmer is temporarily more than 80,000 yuan.
3. Merchant's joint guarantee loan means that three self-employed or sole proprietorships with business licenses form a joint guarantee working group, and they can apply for loans from the Postal Savings Bank without other loan guarantees. The maximum loan amount of each merchant is temporarily 654.38 million yuan (200,000 in some areas).
4. Merchant loan refers to self-employed or self-employed individuals with business licenses. As long as one or two (the total amount depends on the loan amount) people with independent positions and fixed income are guarantors, they can apply for loans from the Postal Savings Bank. The maximum loan amount of each merchant is temporarily more than 654.38+10,000 yuan (200,000 yuan in some areas).
5. A time deposit loan means that you can enjoy 90% of the time deposit of the Postal Savings Bank with yourself or others (the repayment period must be before the maturity of the time deposit certificate).