The state provides loans of RMB 30,000 to RMB 70,000 for college students to start their own businesses. Loan procedures:

Article 15 If the borrower is an individual industrial and commercial household, he or she shall submit an application to the social security office where the household registration or business is located, and fill in three copies of the "Beijing Municipal Small Amount Guaranteed Loan Application and Recommendation Letter" (One copy each from the social security office, handling bank, and guarantee agency) and provide the following documents:

1. Borrower’s identity document. Including the originals and copies of the "Resident Identity Card", "Household Register", "Reemployment Discount Certificate", "University Graduation Certificate", self-employment certificate for demobilized (transferred) soldiers or rural labor transfer employment registration certificate;

2. "Entrepreneurship Training Certificate" or the Entrepreneurship Training Certificate and its copy approved by the Beijing Municipal Labor and Social Security Department, and the entrepreneurial project plan or feasibility analysis report approved by the Entrepreneurship Training Institution;

3. Original and copy of "Business License for Individual Industrial and Commercial Households";

4. "Personal Commitment Letter for Small Guaranteed Loans in Beijing Credit Community";

5. Economic Other information required by banks and guarantee institutions.

Article 16 If the borrower is a small business founded independently or in partnership, an application shall be submitted to the labor and social security department of the county where it is registered, and the "Beijing Small Business Small Guaranteed Loan Application" must be filled in in triplicate. , (one copy each from the district and county labor and social security departments, guarantee agencies, and handling banks) and provide the following documents:

1. "Reemployment Discount Certificate" and "University Graduation Certificate" of the founder, partner or shareholder Certificate", self-employment certificate of demobilized (transferred) military personnel, original and copy of rural labor transfer employment registration certificate;

2. Copy of "Business License", "Enterprise Organization Code Certificate", "Registration Capital Verification" Report" original and a copy with the official seal of the company;

3. Certificate of business location and a copy with the official seal;

4. Articles of Association and partnership with the official seal of the company Copy of the agreement;

5. Copy of tax registration certificate (national tax, local tax);

6. Identity card of the legal representative, power of attorney of the authorized agent and agent Original and copy of ID card;

7. Copy of loan card and password (or copy of loan card query results);

8. Resolution of the shareholders’ meeting on the company’s decision to apply for financing guarantee Or the resolution of the partners' meeting;

9. Financial statements for the current year, including balance sheet, profit and loss statement, etc.;

10. General situation of the enterprise and project feasibility report;

11. Counter-guarantee measures to be provided;

12. Other information required by the guarantee agency and the handling bank.

Article 17 The borrower should open an account at the lending bank, and the funds used for project operations should not be less than 30% of the loan principal; the borrower should operate legally, have good credit standing, and have the ability to repay debts .

Article 18: Approval procedures for borrowers to apply for small-amount guaranteed loans for individual industrial and commercial households.