Can I borrow a land use certificate according to the regulations? 1, the land use certificate can be mortgaged. Land use certificate is a legal document to confirm land use right. According to the "Regulations on the Implementation of the Land Management Law of the People's Republic of China", the state practices collective land and state-owned land according to law, so the land use certificate also includes farmers' collective land use certificate and state-owned land use certificate. 2. The content of land registration and the style of land ownership certificate shall be uniformly stipulated by the land administrative department of the State Council. All data and figures in the certificate, such as unit name, scope, land quantity, location and land change, must be consistent with the land registration form. What should be paid attention to in land use certificate loan? 1. The age of the mortgaged property should be within 20 years. 2. The loan term is ten years. 3. When the land use right of the house is mortgaged with a high loan amount, the above-ground buildings, other attachments and all rights and interests are mortgaged together. Before the land use right is mortgaged, the applicant shall be appraised by an appraisal institution. Under normal circumstances, the mortgagor mortgages his land use right in the hope of obtaining loans from banks or financial institutions, and one of the bases of the loan amount of financial institutions is the value of the land use right. Land use certificates can pledge loans. Go to the guarantee company to consult related matters; Go to the bank to ask about related matters; Pledge the land use certificate in the guarantee company; Signing guarantee and counter-guarantee contracts with guarantee companies; Signing loan contracts with banks; You can borrow money. According to the Regulations for the Implementation of the Land Administration Law of the People's Republic of China, the state implements the land registration and certification system according to law. Land ownership and land use rights registered according to law are protected by law, and no unit or individual may infringe upon them. It can be seen that the land use certificate is a legal document to confirm the land use right in China. China's land is divided into peasant collective land and state-owned land, so the land use certificate also includes peasant collective land use certificate and state-owned land use certificate. Land use certificates can be loaned according to law. Because the land belongs to the right to use owned by the parties during the lease period, it can be mortgaged. When handling land use certificate loans, the regulations in each region are different, and you need to bring relevant documents and materials to the local bank for handling.