1, Changsha local account, can rely on household registration book, ID card, income certificate, running bank loan, bank credit must be without any problems. If there is no problem with bank credit in Hunan province, you can borrow money with your household registration book, ID card, income certificate, bank flow and residence certificate in Changsha.

2. If there is no problem with the loan credit of foreign accounts in Hunan Province, you need the household registration book, ID card, income certificate, bank flow, residence certificate in Changsha, social security in Changsha for one year and tax payment certificate in Changsha for one year. All the above are the same. 30% down payment for the first suite, 40% down payment for the second suite and no loan for the third suite.

How to choose a good house is as follows.

1, determine the total house price you can afford. As the saying goes, a penny is worth a penny, so is a house. So the first step is to locate the price, and then compare the districts in this price range to improve the selection efficiency.

2, select the area, that is, select lots. Of course, the first consideration in choosing lots is transportation cost. You should consider the distance between you and your spouse to work, and the distance between your children and your future school. The second is to see if there are living facilities around this lot. A bigger supermarket is necessary, and it would be better if there were a park.

3. On-the-spot investigation of the surrounding environment (transportation and living facilities). After all, the network is not as intuitive as the field trip, which is an essential link. Then see if there are supermarkets, sports facilities, kindergartens, etc. Some supermarkets, sports facilities and kindergartens advertised online or by developers may not be built. It depends on whether there are reserved plots and whether construction has started. Finally, it depends on whether there are facilities around that interfere with life.