According to the mainstream loan types, bank loans can be divided into commercial loan interest rates, automobile loan interest rates and provident fund loan interest rates. The following is a list of bank loan interest rates.
1. The loan term is less than one year (including one year), and the loan interest rate is 4.35%.
2. The loan term is one to five years (including five years), and the loan interest rate is 4.75%.
3. The loan term is more than five years, and the loan interest rate is 4.90%.
Personal housing loans usually use commercial loan interest rates. At present, the interest rate of commercial bank loans has gone up 10%-30%.
If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
I know many small loan companies. Generally speaking, Baidu has the highest pass rate. The credit line is the highest. Nothing gave me a credit line of 9.5W My colleague directly approved a credit line of 18W.
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Special attention: withdraw cash in full as soon as possible after the quota is issued, because risk control is dynamic.
It's best to put forward all the suggestions on demand. The risk control system will mistakenly think that you don't need this fund, which will lead to the failure of withdrawal. At least 60% is safe. Support early settlement of repayment after the first installment.
If the money spent is not enough or there is no limit, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict!
360 IOUs, with a maximum loan of 200,000!
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Staging music can be borrowed up to 50 thousand!
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