2. How does China Ping An return the insurance? The process of safe surrender is mainly: consulting the materials that customer service needs to prepare; Bring all the information you need to prepare to the Ping An counter for surrender; Wait for the insurance company's surrender verification, and return the specified amount after verification. Besides surrendering at the counter, China Ping An can now surrender by phone. You can directly call Ping An Insurance's customer service phone to surrender. China Ping 'an surrender is mainly divided into two situations, one is surrender during the hesitation period, and the other is surrender after the hesitation period: (1) surrender during the hesitation period: every insurance product has an insurance hesitation period, generally between 10-20 days. During this hesitation period, you can directly apply to the insurance company for surrender, and you can surrender in full during the hesitation period, but it is also possible. Generally, it is only tens of yuan. (2) Surrender after the hesitation period. Surrender after the hesitation period will definitely lead to greater losses. If you want to minimize the loss, you can choose to reduce the amount and pay it off, that is, you don't need to refund the money directly, but deduct the premium according to the cash value of the policy and reduce the subsequent premium payment. The policy is still valid, but the insured amount is reduced. But this is much smaller than the loss of surrender, but it needs to be stipulated in the policy that the reduced part can be paid off.
1. What materials should China Ping An Insurance prepare?
China Ping An surrender requires the following materials. If he surrenders himself, he needs to prepare the following materials: an application for policy surrender; Original ID card of the applicant (a copy can be used when the surrender amount is 0 yuan); Original or photocopy of the applicant's bank card or passbook; Original policy (not required if only additional insurance or electronic policy is returned). If it is entrusted to others (only the applicant's parents, spouse, children and other immediate family members can entrust it), the following materials need to be prepared: power of attorney; Original ID card of the handler.