Specific transfer method. According to the query of Changsha Bank in official website. Special loan transfer of Shahang Bank refers to a special transfer method adopted by our bank when a borrower applies for a loan from our bank, that is, the loan is directly transferred to a special loan account designated by the borrower, which can only be used for repayment and withdrawal of fees, interest and other expenses required for the loan, and no deposit or withdrawal operation is allowed to ensure the safety and effectiveness of the loan funds.