2. At the beginning of the application, state the basic information of the applicant, including name, ID number, contact number, etc.

3. Describe in detail the impact of the epidemic on the applicant's life and work, and the resulting decrease in income. For example, "due to the impact of the COVID-19 epidemic, income has fallen sharply and family life has been in trouble."

4. The repayment statement shall indicate the mortgage repayment of the applicant, including the number of repayment periods and the total repayment amount.

5, clearly put forward the request for deferred repayment due to the epidemic, including the specific time limit and repayment plan.

6, provide relevant proof materials of income reduction affected by the epidemic.

7. At the end of the application, express your expectation for the bank's understanding and support, and thank you.

8. At the end of the application, the applicant shall sign and date it.