① Pay attention to the conditions of provident fund loans. At present, most areas do not support the use of off-site provident fund loans, which must be noted.

② Pay attention to the amount of provident fund loans.

(3) Do not use the provident fund before the loan. The loan amount of the provident fund is directly related to the balance in the personal provident fund account. If the balance of provident fund in personal account is not much, it will affect your loan amount.

④ Negotiate with the developer in advance. Many developers have indicated that they do not support provident fund loans.

⑤ Selection of loan term. Apply for housing provident fund personal housing loan, the first-hand housing shall not exceed 30 years, and the second-hand housing shall not exceed 15 years.

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