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Shanghai is a prosperous metropolis, so it attracts many people to buy houses and settle in Shanghai. However, in recent years, Shanghai’s purchase restrictions have It is still very strict, which leads some people to want to buy houses without purchase restrictions. So which houses in Shanghai do not have purchase restrictions? Let’s find out with the editor below.

Which houses in Shanghai are not subject to purchase restrictions?

1. Commercial and residential houses built on commercial land in Shanghai are not subject to purchase restrictions, but because they are not residential, they are difficult to transfer, and Shanghai is now This type of housing is being cracked down on, so the investment value of commercial and residential dual-use housing is also sharply decreasing.

2. In addition, the houses auctioned by the Shanghai Court are not subject to purchase restrictions, and the property rights of this type of house are generally very clear. The court will also assist in resolving disputes, and the sales price will be lower than the market price, but there are also There will be some risks, but generally speaking, home buyers can pick them up.

3. There are no purchase restrictions on houses with commercial property rights in Shanghai, and there are no loan restrictions. Other houses have loan restrictions. Houses with no purchase restrictions and no loan restrictions are not included in the quota of houses purchased by home buyers, because houses with no purchase restrictions and no loan restrictions are for commercial use, and the property rights are only 40 years, while those with 70 years of property rights are residential The land use will not affect the next loan to buy a house.

4. There are no purchase restrictions because houses with commercial property rights are commercial properties. Of course, there are also residential properties without purchase restrictions, that is, those properties around the urban area.

5. Unlimited loans refer to loans, because under normal circumstances, a home loan can be borrowed twice. After the second loan, if you want to buy a house, you can only pay the full amount in one go or take a mortgage loan or no mortgage. Loans, etc., and the down payment required for a general apartment is 50%.

6. Houses with purchase restrictions in Shanghai refer to houses with a property right of 70 years. If you want to buy a house in Shanghai, you must meet the following conditions:

(1) Belong to Shanghai Those with a city registered permanent residence can buy it.

(2) Foreign couples who are married and can provide proof of payment of social insurance in Shanghai for two years within three years can buy it.

(3) College students introduced through talent recruitment in Shanghai can buy it.

The above is a detailed introduction to which houses in Shanghai are not subject to purchase restrictions. I hope it can help everyone. If you want to buy a house in Shanghai, it is recommended that you learn about the latest house buying policies in advance and prepare sufficient funds before purchasing a house.

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