Generally, blacklists cannot be checked out.

There are two channels to check whether you are a blacklist of online loans, because there are two types of credit information systems in China.

One is the credit information of the central bank, and the other is the credit information of 100 banks led by the central bank.

Inquiring about the central bank's credit information is very complicated. I need to bring my ID card to the local central bank outlet and check the verification code before I can print the short version of the personal credit information report.

The credit inquiry of 100 banks led by the central bank is relatively simple, and the queried data is more accurate.

Just open WeChat and search: Dingyi Data. Click "Query" and enter information to query your own 100-bank credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can query their big data and credit status, obtain various indicators, and query their personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information.

Compared with the central bank's personal credit report, the atmosphere of personal credit record is more extensive, and the institutions that publish it are more diverse, such as Ding Yi Data and Sesame Credit Score, which are all part of personal credit record. Generally speaking, it is more similar to the big data credit report on the Internet, which is a useful supplement to the traditional personal credit report.

At present, the country is building an all-round "credit network" without dead ends, connecting the society and enjoying information, whether it is a credit report or a personal credit record, it is an important link. Protect your credit. Credit is the greatest asset and wealth for everyone.

I want to ask whether the blacklist of online loans has an impact on bank loans.

Blacklist of online loans If online loans are not available to the People's Bank of China, then there is no bank for bank loans. If there is an online loan from the People's Bank of China, it will affect bank loans. Bank loans need to check personal credit reports. When there are loans overdue records in the credit report, and there are a large number of continuous overdue records, then the bank will directly reject the user's loan application.