The provident fund can buy a house loan in a different place, which belongs to the provident fund loan in a different place.

Handling process of off-site provident fund loans:

1. Business consultation: Due to the different development situation of each city, the corresponding management system, application process and required materials may be different. Therefore, when applying for provident fund in different places, you must consult the management center for details in advance;

2. Submit an application: the provident fund is a special housing savings account. You must obtain the consent of the depositor before applying to the provident fund management center. After that, the management center will review the borrower and issue a certificate of deposit use if it meets the requirements;

3. Verification information: The borrower brings the certificate of deposit and use to the provident fund management center of the loan place, and then the personnel of the provident fund management center of the loan place go to the deposit place to confirm the authenticity of the materials. After confirmation, you can go through the loan review procedures according to the process;

4. Appraisal record: After the borrower completes the relevant procedures in the loan city, the deposit city provident fund management center will make an appraisal record of the loan and cooperate with the loan city provident fund management center to carry out the relevant work of loan collection.

The loan materials for off-site provident fund are as follows:

1, application form;

2, the applicant's family and social relations questionnaire;

3. A copy of the original house purchase contract for the record;

4. The original ID card of the applicant and his spouse;

5, employee housing provident fund deposit and loan certificate;

6. The applicant shall provide a copy of the ID card and contact telephone number of the permanent contact person who lives in the administrative area and deposits the housing accumulation fund in the center;

7. Original marriage certificate;

8. Proof of monthly salary stamped with the official seal of the borrower and spouse;

9. Copy of down payment receipt;

10, personal credit business authorization;

1 1, credit report inquiry application form.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 22 1

In order to ensure the realization of property rights in the future, when signing a house sale agreement or other real estate property rights agreement, the parties may apply to the registration agency for advance registration as agreed.

After the advance notice registration, if the obligee without advance notice registration agrees to dispose of the real estate, the real right effect will not occur. After the advance notice registration, the creditor's rights are extinguished or the application for registration is not made within 90 days from the date when the real estate registration can be carried out, and the advance notice registration is invalid.