There are three kinds of modern car loans in Beijing, namely zero-grade loans, courtesy loans and double-enjoyment loans. Beijing Hyundai's three kinds of car loans are credit products with equal monthly payments, which consist of down payment and equal monthly payments. The down payment is 20% of the car price. The loan term ranges from 12 to 60 months, and the monthly payment is paid within the loan term. _ Zero-grade loan equivalent product Modern auto finance "zero-grade loan", with a down payment of only 20%, enjoys 12 installment/year car loan financial service with zero expected annualized interest rate, which makes it easier and more exciting. Duration: 12 months. Features: 0 Expected annualized interest rate. Applicable models: YF Sonata, ix35, Tucson and brand-new Shengda. _ Privileged loan courtesy is quite a product. Modern auto finance has "privileged loan courtesy", with only 20% down payment, 60-month long low-interest loan, wealth and life under control, and rich preferential activities waiting for you. Term: 12/24/36/48/60 months. Features: low expected annualized interest rate and low monthly supply. Applicable models: all models. _ Double Loan 5050 product Hyundai Motor Finance "Double Loan", the down payment is 50%, the loan period is 12 months, and the final payment of 50% of the car price is paid in the last month, with no monthly payment/low monthly payment for the whole process. Duration: 12 months. Features: no monthly supply/low monthly supply. Applicable models: YF Sonata, ix35, Tucson and brand-new Shengda.