Buy new commercial housing should be optimistic about these six aspects.
Shijiazhuang real estate market inspection brigade reminds: when buying a house, you should choose a commercial housing project with complete five certificates. Buying a property with incomplete five certificates will easily lead to the inability to hand over the house and handle the property ownership certificate, which is very risky. When people buy commercial housing, they should pay attention to strengthening attention from six aspects, and beware of the troubles of accidentally buying unlicensed houses.
1. Before buying a house, we should carefully check the "five certificates" of commercial housing projects, namely, construction land planning permit, state-owned land use permit, construction project planning permit, construction permit and commercial housing pre-sale permit;
2. Pay attention to check whether the purchased property is within the pre-sale scope of the pre-sale permit for commercial housing and whether there are rights restrictions such as mortgage;
3. Don't buy an auction house without a pre-sale permit for commercial housing, or an existing house without a certificate of immovable property rights of the whole house;
4. Read carefully the clauses and supplementary clauses of the Commercial Housing Sales Contract, and the promises and contents written in the contract have legal effect.
5. Pay attention to the preservation of property publicity materials, purchase contracts, payment bills and other related documents, and safeguard their rights and interests through judicial channels in case of disputes.
6. The purchase of a property with incomplete five certificates will easily lead to adverse consequences such as the inability to hand over the house and the inability to apply for the property ownership certificate, which is very risky.
What should I pay attention to when buying a second-hand house through an intermediary?
In the second-hand housing market, more and more people conduct real estate transactions through intermediaries, and many people choose houses through the nearest intermediary stores. In view of the problems found in the recent second-hand housing transactions, Shijiazhuang Real Estate Market Inspection Brigade reminded the public to pay more attention to nine aspects when buying second-hand housing through intermediaries, especially to check the property ownership certificate and not to buy unlicensed real estate. In order to ensure the safety of the house payment, it should be deposited into the fund supervision account of the trading center of the Municipal Housing Construction Bureau.
1. Check the business license and filing certificate of the agency.
2. Don't buy a second-hand house without a real property right certificate or ownership certificate.
3. Understand whether the purchased house is mortgaged or sealed up, and check whether there are quality problems in the house on site. If the house has been mortgaged, sealed up or there are quality problems, buyers should not buy it to avoid unnecessary disputes.
4. If the seller is not the owner of the house, the power of attorney of the owner of the house shall be provided. If you can't provide it, the buyer won't buy it.
5. When signing a contract for the sale of second-hand houses, you should read the terms of the contract carefully, write the agreed contents and commitments into the contract, and clarify the payment method, loan term and liability for breach of contract.
6. When the transaction is transferred, in order to ensure the safety of the house payment, it should be deposited into the fund supervision account of the trading center of the Municipal Housing Construction Bureau.
7. If a property buyer purchases a new commercial house through an intermediary, he/she should first check the documents such as the Power of Attorney for Commercial House Sales and the Pre-sale Permit for Commercial House, and then sign a formal commercial house sales contract with the development company.
8. Pay attention to save the purchase contract, payment bills and other related documents. In case of contract disputes, they can be settled through negotiation, arbitration, people's courts and other channels to avoid property losses.
9. During the transaction, if the intermediary agency violates the rules, the buyer and the seller shall promptly complain to the intermediary management department of the Housing and Construction Bureau of the jurisdiction to safeguard the legitimate rights and interests of both parties.
Several key bills should be kept well.
For ordinary people, buying and selling a house is a major event in life. In the process of buying and selling houses, some key bills must be carefully kept. Relevant persons of Shijiazhuang Real Estate Trading Market Center reminded that after buying a house, people should not only keep the purchase contract, but also keep the purchase invoice, deed tax invoice, property fee invoice and heating fee invoice. These invoice vouchers are important vouchers for tax payment and transfer.
■ Purchase invoices
Purchase invoice is a very important proof of purchase, but many people pay insufficient attention to it. It is very difficult to reissue the purchase invoice after it is lost, but it can be used in many places in the future: it is necessary to apply for a commercial loan, to sell a house in the future, and to withdraw the provident fund.
■ deed tax ticket
Deed tax ticket is a deed tax payment certificate, which is very important in the sale of second-hand houses. The purpose of deed tax ticket is: when paying individual tax or value-added tax, the deed tax ticket of the original owner is needed to verify the original value of the house; Sometimes, according to the time when the deed tax ticket is issued, the housing age is judged; The new owner needs to use the deed tax ticket to handle the transfer.
■ invoices for property fees and heating fees
Invoices of property fees and heating fees should also be kept well, which can be used as proof of rights protection in the future, and can also prove that the property fees and heating fees were not in arrears when the house was sold, and the relevant procedures were successfully handled.