It can be processed. The specific processing matters are as follows

1. Processing conditions

(1) Have legal and valid identity

(2) Have Full capacity for civil conduct

(3) Have a stable career and income, good credit status, and the ability to repay the principal and interest of the loan

(4) Purchase, build, renovate, and overhaul self-owned property Housing

(5) Have a contract or relevant supporting documents for the purchase, construction, renovation, or overhaul of a self-occupied housing

(6) Provide a guarantee recognized by the client

< p>(7) Neither the borrower nor the husband and wife have outstanding housing provident fund loans or housing provident fund policy discount loans

(8) The housing provident fund account has been established for more than 12 months (inclusive) before applying for a loan The housing provident fund should be paid in full and continuously for 6 months

(9) It is in the deposit status when applying for a loan

II. Place of application

Housing at the place of deposit Provident Fund Center

3. Processing materials

(1) Applicant's "Resident Identity Card"

(2) Applicant's "Resident's Household Registration Book"

(3) Down payment invoice for house purchase

(4) Commercial house sales contract

(5) "House Ownership Certificate"

(6) " Loan Application Form》

4. Process

Step 1: Apply and submit information

Step 2: Interview

Approved the loan After approval by the handling department, you need to go through the loan signing and related procedures at the time and place notified by phone

5. Processing time

15 working days

6. Warm reminder

For the minimum down payment ratio and the maximum loan amount of provident fund personal loans for second homes, you can check at the provident fund management center in various places