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Can I apply for a grant if I have a mortgage at home?
Legal analysis: Yes, the application conditions for student loans are as follows. The recipients of student loans must meet the following conditions: 1. Have China nationality; 2. Honest and trustworthy, law-abiding; 3. In accordance with the relevant provisions of the state, freshmen or college students who are officially admitted to full-time ordinary colleges, higher vocational schools and colleges that are approved to set up higher education have obtained a true, legal and effective admission notice; 4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in this city, county (city, district); The family is in financial difficulties, and the income they can get is not enough to cover the basic expenses needed to complete their studies during school.

Legal basis: Interim Measures for the Administration of State Grants in Ordinary Undergraduate Colleges and Higher Vocational Schools.

Article 1 In order to show the concern of the Party and the government for poor students from ordinary undergraduate colleges and higher vocational schools and help them complete their studies smoothly, these Measures are formulated according to the Opinions of the State Council on Establishing and Perfecting the Financial Aid Policy System for Poor Students from Ordinary Undergraduate Colleges, Higher Vocational Schools and Secondary Vocational Schools (Guo Fa [2007]13).

Article 2 The term "ordinary undergraduate colleges and higher vocational schools" as mentioned in these Measures refers to full-time ordinary undergraduate colleges, higher vocational schools and junior colleges (hereinafter referred to as universities) that have been approved to set up and implement higher education according to the relevant provisions of the state.

Article 3 State grants are used to finance students with financial difficulties among full-time undergraduates in ordinary colleges and universities (including higher vocational colleges and second bachelor's degrees). The number of state grants for central universities shall be determined by the Ministry of Finance in consultation with relevant departments. The number of national grants for local colleges and universities is determined by the provinces (autonomous regions and municipalities directly under the Central Government) according to the total number of people determined by the Ministry of Finance and the Ministry of Education, as well as the number, category, educational level, education quality, number of college students, student source structure and other factors. In the allocation of national scholarships, universities for nationalities and universities with special disciplines such as agriculture, forestry, water, minerals, oil and nuclear need to be properly tilted.