The difference between borrowing and repayment is that the amount of loan is different. Repayment and loan are both loan products that need to apply for online registration to get the application amount. When applying for repayment and loan, the loan system will obtain the applicant's credit rating and evaluate the loan amount according to the applicant's identity. However, with different loan platforms, the amount of loans obtained is generally different. The above is the difference between borrowing and returning.

Can I borrow money from other platforms?

You can use other loan platforms after borrowing. Lending treasure and other platforms are not loan products of the same institution, and there is no conflict between them. As long as the customer has both the quota and the borrowing standard, he can apply for a loan. However, at the same time, applying for loans from other platforms is suspected of excessive borrowing, which is likely to have some impact on the qualifications of users. In addition, users need to keep good repayment records after applying for loans on other platforms. If it is overdue, it needs to bear the following overdue consequences:

1, personal credit will be affected;

2, will be dunned by the service platform;

3. There will be overdue interest;

4. The loan amount will be frozen or reduced;

5. The platform will require customers to settle the loan in advance;

6. It is not conducive to other credit activities in the later period;

7. Malicious overdue will be prosecuted;

8. Affect the use of other products;

9. The number of evaluation branches is reduced.

In order to avoid the above situation, users need to make a record of borrowing and returning, and don't want loans overdue. Before applying for this credit product, they can fully consider their personal income.

Can I borrow it and give it back half, and then give it back?

Operationally, it is possible to borrow and return half of it. As long as there is an available line and there are no more than 50 loan slips, you can repay half before lending, and restore the line as much as possible. But if you want to borrow it again on the repayment date, it may not be over. Therefore, if you want to borrow the new and return the old, you'd better try to apply before the repayment date of each month, so that you can make more time. Naturally, many people will lend it out after half of the repayment date, but it is very easy to control the risk and even recover the quota and qualification by doing so often. This article mainly talks about the difference between borrowing and returning, and related knowledge points. The content is for reference only.