Rental provident fund withdrawal can generally withdraw 50% of the balance except the amount paid this month. That is, if 200 yuan is paid this month, and there is a balance of 1.800 yuan before this month, you can withdraw the rent from 1.800 multiplied by 50% = 900 yuan. Note: If you don't buy a house and pay the provident fund for three consecutive months, you can use the provident fund to pay the rent and withdraw it every 12 months. Go to the Housing Authority first, get a certificate that there is no real estate, and then go to the provident fund center with the certificate, rental contract and ID card.

What's the use of provident fund?

1, the provident fund can borrow money to buy a house. The interest rate of provident fund loans is much lower than that of commercial loans, and it is also the cheapest loan we can get. So many people use provident fund loans when they can.

2, buy a house to extract. The money in the provident fund account can also be withdrawn when buying a house. If you choose a commercial loan without using the provident fund loan, you can withdraw and repay the principal and interest; You can also take out the provident fund at one time during the purchase process;

The provident fund can be used to pay the rent. There is a lot of money in the provident fund account, and many people who work hard in other places do not have their own houses. In this case, you can withdraw the provident fund to pay the rent;

4. Construction and decoration of the house. Now many people choose to build their own houses. In this case, they can also withdraw the provident fund. Please consult the local provident fund management center for details.

5. Compensation for major diseases. If a family member is unfortunately suffering from a major illness and has no money for treatment, then employees can also withdraw the provident fund to pay for medical expenses;

6. Extraction and use by low-income families. Workers with poor families can use the provident fund as their living expenses to solve their financial difficulties.

To sum up, housing overhaul can withdraw provident fund, but it needs to submit the appraisal certificate issued by the housing appraisal institution. General minor repairs or medium repairs cannot use the housing provident fund.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

Workers in any of the following circumstances, you can extract the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.