Hello, what conditions do customers need for personal loans to meet the requirements of effective household width? The conditions for customers to meet the width requirements of effective personal loan accounts are:

1, a natural person with full capacity for civil conduct, generally not over 55 years old when the loan expires.

2. Have permanent residence or valid residence status in the town where the loan bank is located.

3. It has legal and stable economic income, good credit and the ability to repay the principal and interest of the loan.

4. Have a clear intention of consumption or have signed relevant consumption contracts.

5. Can provide a guarantee recognized by the lender.