Which company is Buick Car Loan? The answer is SAIC General Finance. SAIC General Motors Finance Co., Ltd. (SAIC-GMAC) was established in 2004, and consists of SAIC Finance Co., Ltd. and GMACUKPLC (a wholly-owned subsidiary of GM). ..
So the Buick loan belongs to SAIC General Motors Finance Company.
When was Buick's car loan paid back?
Buick's car loan is usually repaid on the 25th of each month, but you can choose any day of each month according to your actual situation. You can check your loan information online, or contact Buick's customer service to know your repayment date more accurately. In addition, you can also arrange automatic repayment through online banking, mobile banking and other channels, which is more convenient for repayment on time.
What are the terms of the Shanghai GM Buick loan?
The conditions for applying for Shanghai GM Buick loan are as follows:
(1) The car buyer is an adult with full capacity for civil conduct, and is over 18 years old.
(2) Car buyers have stable jobs, sufficient economic resources and repayment ability.
(3) During the loan application period, the car buyer will deposit the car purchase down payment lower than that stipulated by the bank into the account of the bank savings counter.
(4) There is a guarantee recognized by the bank. If the car buyer is a foreigner, it is necessary to provide joint and several liability guarantee. Banks do not accept mortgages set by car buyers for car loans.
(5) Other conditions stipulated by the bank.
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If you need a loan to buy Shanghai GM Buick, you need to meet it. Car buyers have stable jobs and repayment ability; /kloc-adults over 0/8 with full capacity for civil conduct; Car buyers will deposit the down payment for car purchase below the bank's requirements into the account at the bank savings counter; There is a guarantee approved by the bank, and the car mortgage purchased by the car buyer with the loan is not accepted.
Buy a Buick, the total price is 90 thousand, the down payment is 20 thousand, and the loan is two years. How much is the loan to be repaid in one month?
According to the down payment of 30%, it is 27,000 yuan and the loan is 63,000 yuan. The loan is 10,000 yuan, with a maximum loan of 60,000 yuan. The down payment is:
Car price 30%3000 yuan =30000 yuan
The purchase tax is 90000/1.1710% = 7692 yuan.
Insurance, license fee, vehicle and vessel use tax, etc. They are all around 5000 yuan.
The down payment totals about 43,700 yuan.
The loan is calculated for three years, and the benchmark interest rate of bank loan is 6.75%. The principal and interest repayment method is equal, and the monthly payment is more than 1.800. In fact, the loan interest rate of each bank shall prevail, which generally exceeds the benchmark interest rate. It is estimated that the monthly payment is more than 2,000 yuan.
You can choose to repay by credit card in installments. Generally, a handling fee of about 8.5% is charged, with a one-time repayment of 5,000 yuan and a repayment of 600 million yuan in 36 installments, each of which is 1.7 yuan. This is probably the most economical installment.
So much for the introduction of Buick loan.