National Ping An internal employee loan (amount: 1- 1.5 million)
1, identity: ID card
2. Work certificate: work permit
3. Proof of income: The marketing system can print it.
Salary records of the last three months
4. Address proof: the marketing system can print.
Personal address information
5. Lending account number: the bank account opened by the lender in Shenzhen, and the account certificate.
(Ping An employees have preferential loans)
Basic loan requirements:
1, the lender requires 2 1-55 years old.
2. The loan amount is 80-500,000 yuan.
3. The repayment period of this loan is: 12-36 months.
Shenzhen loan conditions (you can apply if you meet one of the following conditions)
1, worked in Shenzhen for more than 3 months, with an average income of 2000 yuan.
2. Shenzhen is engaged in business, has a business license, registered for half a year, and the bank is in good condition.
3. Bachelor degree or above and have a job in Shenzhen.
Is Ping An Pratt & Whitney's loan to employees the same as the interest rate he applied for?
Probably low.
The commercial loan interest of internal employees may be lower. The main thing is that you are an employee of our bank and are familiar with the internal situation. Discuss with your good credit friend and ask him to find a commercial loan that is more suitable for your situation, does not violate credit laws and regulations and has a lower interest rate. Or it is possible to borrow more money in the same situation.
There is nothing wrong with the national unified loan interest rate, but the bank has its own preferential terms, which can be used by employees inside the bank.
Is it illegal for Ping An Pratt & Whitney staff to lend money to others privately?
It is not illegal for Ping An Pratt & Whitney staff to lend money to others privately. It is legal for Ping An Pratt & Whitney to borrow money. Ping An Pratt & Whitney is a financial loan business company under Ping An Group. Ping An Pratt & Whitney has many types of business. What kind of loan product to apply for is related to the lender's loan requirements, but different loan products need to pay different interest. The loan interest of Ping An Pratt & Whitney Sentence is relatively low, with a monthly interest rate of 0.68% to 0.77%. After Ping An Pratt & Whitney borrows money, it must repay it in time according to the prescribed time limit.
I want to ask how to borrow a loan from Ping An.
The loan application process of Ping An Bank is roughly as follows. Please click on the name of the loan product in official website, the flagship store of Ping An Finance.
How to get a loan from Ping An Bank
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If it is a commercial loan, you can see it in the column of application conditions after clicking enter. China citizens who need to hold a second-generation ID card must be between 25 and 55 years old and have a good credit record. You can choose one of monthly contribution, provident fund, tax bill and life insurance policy.
How to get a loan from Ping An Bank
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The column of reserve fund information corresponding to loan products is clearly marked with reserve fund information. For example, the materials to be prepared for operating a loan are the second-generation ID card and business license.
How to get a loan from Ping An Bank
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Apply. If the above conditions are met, prepare the required materials, click Apply Now, follow the system prompts, fill in the contents and submit them, and the bank account manager will take the initiative to contact the corresponding personnel, and then submit the materials to the corresponding personnel.
How do Ping An employees get loans?
Ping An employees all over the country only need to bring their ID cards.
Just apply for a work permit and a bank card. If you need a specific loan, you can directly contact me (user name). I work in the it department. I hope I can help you.
The introduction of Ping An employees' own loans ends here.