Beijing Express Loan-Credit Loan
Credit loan is an unsecured loan. There is no fixed loan amount, but it is usually small. Lending institutions will issue loan quotas based on personal credit. Because there is no need to go through the mortgage formalities, the process will be simpler and the following channels will be more popular.
1, mobile loan APP
As a popular loan method in Beijing, mobile phone loan APP has been favored by many people because of its simplicity, convenience and fast loan. The borrower only needs to download a loan APP on the mobile phone, and the system will automatically review it, which greatly saves the time for the next repayment.
2. Online lending platform
The online lending platform mainly provides loan search and matching services, accurately introduces lending institutions to users with loan needs, realizes accurate docking of loan needs and loan services, and matches loan transactions. From finding a loan institution, applying, reviewing and lending, the whole process is online, which is convenient and fast.
3. WeChat loan
Wechat loan is a way to realize quick loan by paying attention to the official account of WeChat, which is actually similar to the mobile loan APP, but you only need a WeChat platform to apply for many online micro-loans.
Beijing Express Loan-Mortgage Loan
For people with poor personal credit, mortgage loans can help you pass the audit quickly. Suitable for borrowers with large collateral under their names. It is a financing method to provide guarantee to lending institutions with self-owned houses or cars as collateral. Because mortgage loans are secured by collateral, the approval is fast and the loan amount is relatively high. Mortgage loans are generally handled by banks and private lending institutions. The bank has high threshold, low interest rate and long processing time. Private lending institutions will have more relaxed conditions and shorter processing time, but the interest is high.