The monthly interest rate of Ping An Bank's owner loan is 8% at the highest and 4.5% at the lowest. If the monthly interest rate is 6%, the loan principal is 50,000 yuan, the monthly interest is 500,000.6% = 300 yuan, the interest in the 36th installment is 30,036 yuan =10800 yuan, and the * * * principal plus interest is 50,000 yuan.
What is the annual interest rate of 5 12 for Ping An car owners' loan? Teach you to calculate in one minute.
When it comes to applying for mortgage loans with vehicles under their own names, many people may choose Ping 'an car owners' loans. After all, it has a good reputation. You can borrow up to 500,000 yuan, and apply for the loan on the same day as soon as possible. Vehicles can still run as usual, but the interest rate of loans should always be known. If the owner of Ping An borrows 5 12, what is the annual interest rate? Next, let's calculate it together.
What is the annual interest rate of 5 12 for Ping An car owners' loan?
First of all, understand several conditions for calculating interest:
1, and the annualized interest rate range of flat owner loans is generally between 12%;
2. The repayment method of Ping An owner's loan is the monthly repayment method of equal principal and interest.
3. The interest calculation formula of equal principal and interest:
Total interest = monthly installment-loan principal,
Monthly repayment amount of each installment = [loan principal × monthly interest rate ×( 1 interest rate) installments ]=[( 1 interest rate) installments-1],
Known owner's loan 12. If the monthly interest rate is 1%, then:
(1 1%) 12 = Multiplication needs to be repeated 12 times.
Second, the specific calculation
1, assuming the annualized interest rate is 12% and the monthly interest rate is 1%, then:
Monthly payment = [50000×1%× (11%)12]; [( 1 1%) 12-65438+。
Total interest = 12 yuan.
2, assuming that the annualized interest rate is, then the monthly interest rate is probably:
Monthly payment =[50000×××( 1÷[( 1 yuan,
Total interest = 12 yuan.
According to the calculation, the annual interest of 5 12 loan for Ping An car owners is about RMB.
The above is about "How much is the interest of Ping An car owner loan for 5 12 years?" I hope I can help you.
How much is Ping An Insurance Loan with 50,000 points and 36 installments a month?
Loan principal: 50,000 yuan, monthly interest rate: 1.50%, loan period: 36 months; Monthly repayment amount by matching principal and interest method: 65,438+0,807.62 yuan, total repayment amount: 65,074.32 yuan, * * interest payable: 65,438+0,5074.32 yuan.
How much is Ping An Pratt & Whitney's interest?
1. The annual interest of Ping An Pratt & Whitney Loan is directly related to the product. Different loan products have different amounts and different annual interest rates.
2. If the customer applies for a salary loan, the loan amount is 20,000-/kloc-0.5 million yuan, and the reference annual interest rate is 6.09%-7.6%. If the loan is 50,000 yuan, the annual interest will be 3,450-3,800 yuan.
3. Life insurance loan is also one of the main products of Ping An Pratt & Whitney. The loan amount is 20000- 1.5 million yuan, and the annual interest rate of the loan is the same as that of the salary loan, which is 6.09%-7.6%. The loan is 50,000 yuan, and the annual interest is 3,450-3,800 yuan.
4. Excellent mortgage, the loan amount is 300,000-500,000 yuan, and the reference interest rate is 6.09%-8.4% per year. If the customer borrows 50,000 yuan from the excellent mortgage, the minimum interest rate for one year is 3,450 yuan, and the average monthly interest is 287 yuan. If calculated according to the highest interest rate, the interest of 50 thousand yuan a year is 4200 yuan.
5. In addition, the interest of Ping An Pratt & Whitney loan is also related to personal credit and liabilities. The platform will comprehensively score according to the final credit benchmark interest rate and give the corresponding floating interest rate. The monthly fixed interest rate of the loan is between 1.29%- 1.89%.