Banks don't brag about lending in this area. All local banks can give you loans. There is no business license and bank flow, as long as you can prove that the business is your re-operation and provide materials to prove your asset scale and profitability.

Specifically, you can consult local city commercial banks and postal savings banks, which generally have such loans.

Second, is it true that you don't look at the running water or the credit information?

Admittedly, commercial loans are not based on running water or credit information. There is such a loan! This is the interest rate may be higher! For example, automobile mortgage conditions: China citizens who have reached 1 year old, have full capacity for civil conduct and have a fixed residence in China. 2 have a stable professional and economic income, and can guarantee to repay the loan principal and interest on a regular basis. 3. Car mortgage can be provided, and there are guarantee measures recognized by the loan bank. 4. Open a savings account in a loan bank. 5. Willing to accept other conditions stipulated by the lending bank. Operating loans refer to loans used for funds needed by individuals or enterprises. If the borrower's shop or enterprise needs funds, it can apply for an operating loan. To apply for a business loan, you generally need to meet the following conditions: 1, 18 years old or above, with full capacity for civil conduct; 2. Have a good credit record; 3. Being able to open a loan settlement account in a bank; 4. The borrower's operating conditions and financial conditions are good; 5. Being able to provide guarantee measures recognized by the bank; 6. The products operated have good market prospects and economic benefits; 7. Having a fixed business place. _

Third, can the company operate the loan without running water?

This is not allowed unless you have a mortgage and run a bank, mainly depending on your repayment ability. Generally, it takes half a year's running water, which is more than 2.5 times the repayment amount. Therefore, if the company has no running water, it is not allowed to purchase goods to do business. Then you can quickly do all these things well and complete the formalities before you can purchase goods.

Fourth, how to operate the loan flow?

The company's operating loan flow is not limited, but it must be printed and stamped with the official seal of the bank.